The main purpose of using credit card to rent a car is to identify the customer's financial situation and credit standing through the bank. To put it simply, the more property certificates a customer provides when he first applies for a credit card, the higher the credit card limit will be. In addition, if the customer fails to repay the loan normally, his credit card limit will gradually decrease. Using credit card to rent a car is based on foreign models. Of course, there are certain risks if it is used in China. Because the domestic credit card mechanism is not perfect, unless it is a large leasing company, they have enough anti-risk ability, and use credit card. Generally, local leasing companies will rent a car with a driver for you, or ask you for your household registration book, real estate license, salary certificate, etc., and sometimes even go to your house to see your situation.