The credit card limit increase is generally divided into two types: temporary limit and permanent limit.
1. Methods to increase the temporary limit of Minsheng Bank credit card: When Minsheng Bank credit card holders occasionally need to temporarily increase their credit limit due to insufficient credit limit, they can directly call the bank's credit card customer service number to request an increase in the temporary limit. The conditions for temporary limit increase of bank credit cards generally require holding the card for more than 3 months. At present, Minsheng Bank is the fastest among all card issuers to increase the temporary limit. It can be approved at that time and can be used immediately after approval.
2. Methods to increase the permanent limit of Minsheng Bank credit card: If Minsheng Bank credit card holders often encounter situations where the limit is not enough, then they need to request an increase in the permanent limit. The conditions for permanent limit increase of Minsheng Credit Card generally require holding the card for half a year, normal consumption and repayment, and are also related to income and financial resources. It will be more advantageous to increase the amount if you can provide proof of financial resources that was not provided when applying.
3. If the credit card user cannot temporarily increase the limit or the temporary limit is still not enough after the increase, he can call the bank's credit card customer service number to request emergency credit after repayment, which can also solve the temporary problem. In addition, Minsheng will provide a temporary credit limit of 20 to cardholders with good records during major holidays.
4. If a friend goes abroad, ask your friend to help you place a few small orders abroad. The rate of increase will be faster.