Consumers have learned to think rationally in countless sales markets and no longer only focus on sellers’ promotional plans. The strong trend of ETC has once again made several financial institutions such as Industrial and Commercial Bank of China, China Construction Bank and Postal Financial Institutions popular. The preferential activities and advantages and disadvantages of each bank will inevitably be compared by consumers. Today, let’s analyze the advantages and disadvantages of postal ETC.

What are the advantages of postal ETC?

Postal ETC can attract the attention of consumers, or the promotion activities can be intense. Consumers will first pay attention to the preferential conditions that this financial institution can provide. After all, economic development will ensure long-term consumption. The advantages of postal ETC are as follows:

1. Vehicle inspection is completely free.

2. Quick 20% off discount on Sundays. Credit card customers of Postal Financial Institution ETC Bank can get a 20% discount on travel expenses of up to 50 yuan if they make three purchases of 99 yuan in the same month.

3. Car wash service for 9 yuan.

4. 100% off for purchases over 500 at Guangbai Department Store.

5. Get 50 back for every 500 you spend on gas, with a maximum monthly discount of 100 yuan.

6. Weipinhui offers a 50% discount on Saturdays, up to 50 yuan per order.

7. Postal financial institutions have many service points, and consumers can easily enjoy one-stop declaration and application services.

Disadvantages of postal ETC

1. Single application method: Industrial and Commercial Bank of China, China Construction Bank, etc. can all apply online, but postal ETC can only be applied for at a business outlet, which is effective It saves car owners time and effort and reduces complicated procedures.

2. The 82% discount discount has limited conditions: many car owners have the idea of ??applying for postal ETC after seeing the 12% discount, but the 12% discount requires gold card customers. Gold card customers need to make 6 purchases per year to be exempted from the annual credit card fee. Secondly, the gold card is not that easy to apply for. Needless to say, the postal financial institution has caused many car owners to "go astray" and feel cheated.

3. Postal ETC must deduct 500 yuan from the deposit, and some locations require 1,000 yuan. Many car owners are dissatisfied with the postal service and want to quit immediately, but are held back by the deposit.

4. Car owners are currently deducting money indiscriminately. Although it is due to the system, many people still find it annoying to communicate with customer service and submit evidence.

Nowadays, the ETC competition between major banks is at a heated stage, but the overall reaction of the public is that most financial institutions are deceiving consumers first under the banner of "discounts" , it can be said that "Since ancient times, deep love cannot be retained, only routines can win people's hearts." But does such a method really retain customers?

Companies can impress themselves in front of consumers, but they don’t need to blur the image too much, and they need to deliver on their promises. "Sweet words" can only lead to temporary joy of consumers, but will show their shortcomings after a long time. Competitors in the market come in all shapes and sizes, and consumers also need their own "eyes" to distinguish between true and false. The major banks that issue ETC are all trustworthy, and existing problems require consumers to pay attention and allow banks to improve them. I believe that postal banks will do better in ETC services in the future!

One million car purchase subsidies