If "total payable amount of bill-installment amount of bill-amount paid by you ≦0", it means that the bill has been fully paid off during this period. If it is positive, this amount is the amount you still need to repay in this period. Only after full repayment can you enjoy the interest-free treatment of consumption. If the repayment is not made in full, all transactions in the bill will bear interest at the daily interest rate of five ten thousandths from the transaction entry date, and compound interest will be calculated on a monthly basis.

For example, the repayment amount of the bill is 10000 yuan, and the minimum repayment amount is 1000 yuan. If you apply for 8000 yuan bill installment, you still need to repay 1000 yuan. Apply for the bill in installments of 9000 yuan, and the current bill is regarded as full repayment.