In principle, the CCB Savings Card account opening business is handled by the person himself. Minors or those with special circumstances can apply for it on behalf of them; credit cards must be applied for by the head of the household himself, and cannot be applied for by an agent.

When applying for a savings account, a guardian, such as a parent, must provide the original valid certificates of both the guardian and the ward, proof of the guardianship relationship between the two, such as the original household registration booklet, the use agreement and application form, and advance Leave the guardian’s name, ID card and other information. The account on behalf of the owner must have a valid ID card and a savings account to change the initial password at any outlet before it can be used normally.

China Construction Bank, a deputy ministerial-level unit, is a large state-owned bank managed by the central government. It was established on October 1, 1954. Its head office is located at No. 25 Financial Street, Beijing.

China Construction Bank’s main business areas include corporate banking, personal banking and treasury services. It has branches and subsidiaries in more than 20 countries and regions, and owns funds, leasing, trusts, life insurance, financial services, etc. subsidiaries in various industries such as insurance.

On August 27, 2021, China Construction Bank announced its 2021 semi-annual performance report. The report shows that during the reporting period, China Construction Bank achieved operating income of 416.332 billion yuan, an increase of 7.00% over the same period last year; and net profit of 154.106 billion yuan, an increase of 10.92% over the same period last year.

China Construction Bank provides various businesses such as credit funds loans, resident savings deposits, foreign exchange business, credit card business, as well as policy housing reform finance and personal housing mortgage loans.

Personal housing loan business refers to loans issued by China Construction Bank or China Construction Bank upon entrustment to natural persons who purchase, build, and overhaul various types of houses in cities and towns in mainland China. China Construction Bank's personal housing loan business mainly includes self-operated personal housing loans, that is, personal housing mortgage loans (including personal first-hand housing loans, personal re-trade loan housing loans, that is, second-hand housing loans, personal commercial housing loans, personal housing mortgage loans, etc.) , provident fund personal housing loans and personal housing portfolio loans.