The amount of gold card is higher than that of ordinary card, but it is not higher than that of platinum card (gold card amount1.5,000 to 50,000, platinum card 50,000).
Platinum card is a symbol of status;
Platinum card has more points than gold card, sometimes it will be discounted when it expires (subject to the bank at that time), and the points of Puka will be cleared when it expires.
Platinum card service is good and there are many activities: you can enjoy the VIP room service of Bank of Communications Ward Fortune Domestic Airport and Longteng Tourism Global Airport 6 times a year. Platinum credit cards currently issued include standard platinum credit card, China Eastern Platinum Credit Card and Air China Phoenix Platinum Credit Card.
Platinum card has a high annual fee and cannot be exempted by swiping it. Jinpu card can be swiped 6 times without annual fee, but Platinum card can't:
The basic annual fee for the main card of Bank of Communications Air China Phoenix Platinum Credit Card is 1 1,000 yuan/year (charged on the day of activation or renewal of the network platinum card, and charged on the day of verification or renewal of the non-network card), and the supplementary card is exempt from the basic annual fee. If we adjust the annual fee collection policy in the future, we will inform you through credit card official website, bills and other channels. Please pay attention to that notice.
Tips: If you apply for the first time and successfully issue the Bank of Communications Platinum Credit Card during the activity, you can spend more than 6 transactions at will within 45 days after the card verification, and you can reduce the annual fee of the Platinum Card for the first year. Please contact Bank of Communications Credit Card official website for details. ?
In the same bank, the quota is shared, and the platinum card enjoys the maximum quota:
Sharing means that if the amount of a platinum card is 65,438+10,000, then if the gold card consumes 20,000, then the platinum card can only consume 80,000, but the highest gold card can only consume 50,000, even if the platinum card is not used at all.
The maximum amount of a platinum card is 1000000. Introduce a policy that 250,000 points per year can be exchanged for one-year annual fee. If the points are exchanged for annual fees, they will be collected first and then exchanged and returned.