Pre-authorized transactions only occupy the available limit of the credit card and are not actually debited from the account; at the same time, at checkout, if the transaction is not completed using pre-authorization, there is no pre-authorization revocation operation.

Domestic pre-authorized transactions will be automatically revoked 30 days from the authorization date, and 15 days overseas. On the other hand, if the merchant performs pre-authorization revocation operation during checkout, under normal circumstances, the limit is 1-2 It will be released in heaven.

When paying in advance:

Debit: prepaid account

Credit: bank deposit/cash

Last payment and invoice obtained :

Debit: raw materials/expenses

Credit: prepaid account (total amount of previous payments)

Bank deposit/cash (last payment)

If the payment has been made and the invoice is received later:

Debit: raw materials/expenses

Credit: prepaid account (total payment)

Extended information:

For pre-authorized transactions, generally merchants will complete the pre-authorization (pay directly with the pre-authorized amount, and refund any excess)/revoke (prerequisite) during the final settlement Pay by other means, such as cash).

After the pre-authorization is completed, the merchant will settle with the bank, and the settlement amount can be credited to the account within 1-2 days.

After the pre-authorization is revoked, the quota will be automatically restored within 1-2 days.

If the merchant does not perform any operations on this pre-authorization, the quota will be automatically released within 30 days for domestic transactions and 15 days for overseas transactions.

You can check the changes in the card's available limit at that time (you can use the reserved mobile phone number and edit the text message: "313# The last four digits of the card number" to 95533, and the reply will be until the time of sending the text message. , the available limit of the credit card).