Can I check the balance of a credit card?

I can check the balance of a credit card. There are several ways to check:

1. Bring your ID card and bank card to the office. At any bank branch, you can inquire with the staff at the counter.

2. You can go to the ATM and self-service terminals, insert the card and enter the password to query.

3. Log in to your online banking account through the bank website and check the remaining available balance in My Account.

4. Download the bank mobile app, log in to the account and bind the credit card, and view the limit details on the account page.

How to check the balance of your credit card?

You can use Bank of China mobile banking, "Bank of China Credit Card" WeChat official account, Colorful Life APP, online banking, customer service hotline 4006695567, branches, etc. The channel can query the current balance, available balance, credit limit and other relevant information of your account, and keep abreast of the current month's account arrears to avoid delays in repayment.

The above content is for your reference, please refer to actual business regulations.

How to check the balance of a credit card on a mobile phone

1. How to check the balance of a credit card on a mobile phone

There are many ways to check the balance of a credit card on a mobile phone, including but not limited to phone inquiries. , WeChat inquiry, mobile banking inquiry, etc., the details are as follows:

1. Telephone inquiry: directly use the mobile phone reserved when applying for the card, dial the 24-hour credit card service hotline of the issuing bank, and transfer to manual service or customer service After verifying your identity information, we will check your credit card balance for you.

2. WeChat query: Open WeChat on your mobile phone, follow the official account of the bank’s credit card center, enter WeChat banking to bind your credit card, and you can check the limit. In addition to checking the limit, you can also do it on WeChat. Various businesses, such as bill installment, cash installment, etc.

3. Mobile banking inquiry: Install the apps of major banks on your mobile phone, such as China Merchants Bank’s Mobile Life App, Bank of Communications’ Pay Bar, etc. After installation, enter your card account number and password. Balance can be checked.

2. What to do if you check that the balance of your credit card is insufficient

If you check on your mobile phone and find that your credit card balance is insufficient to meet your consumption needs, you will naturally have to find ways to increase the balance. For example, you can increase the balance. The temporary limit can also be used to deposit money in the credit card, etc. The details are as follows:

1. Apply for a temporary limit: If the credit card balance is insufficient, the cardholder can use the mobile phone to call the customer service hotline of the credit card center to apply for an increase in the temporary limit , generally banks will make a comprehensive assessment based on the cardholder's daily consumption records, merchant type, purpose, etc., and it will take effect after passing the review.

Reminder: After increasing the temporary limit, you need to repay on time according to your bill. The temporary limit needs to be paid off in one go, and you cannot apply for installment repayment.

2. Deposit money into the credit card: If you check that the credit card balance is insufficient, you can deposit money into the credit card for consumption. For example, if you want to buy 5,000 yuan of goods, but the credit card limit is only 4,000 yuan, deposit it into the credit card. You can buy this product for 1,000 yuan.

How to check credit card balance

Credit card balance can be checked through ATM, bank official website, customer service, electronic bill, etc.

1. ATM machine inquiry. Take your own credit card, insert it into any nearby ATM machine, enter your password, and click Balance Inquiry. The system window will display: balance and cash withdrawal balance.

2. Log in to the bank’s official website. You can choose to register for the first time, register a username and password, and log in with your mobile phone number. After logging in, click "Bill Inquiry" to clearly see your credit card balance.

3. Call customer service: Use your mobile phone or landline to call the customer service on the back of your credit card, go to the manual line to check your balance or follow the prompts to go to the bill check line for voice broadcast (you need to enter your own and service password).

4. Email inquiry: When applying for a credit card, you need to fill in your email address for e-mailing the bill. Be sure to remember your email address, because at billing time, you will receive an email to remind you of the repayment amount and balance reminder. It can be viewed normally as long as it is at the bottom of the bill.

5. Online banking inquiry. Open the official website of your credit card and log in to your online banking. If you do not have online banking, you can register a credit card and activate online banking. For some banks, you need to go to the business office branch to activate online banking. After logging in, select your credit card. Then select account information.

You can see the limit of your credit card and the remaining available limit.

That’s it for the introduction to checking credit card balances.