1. Conditions for applying for the Platinum Credit Card of Rural Commercial Bank
1. Platinum Card: This is a kind of VIP card and a debit card. Overdraft is not allowed Free transfer, free of annual fee. There are also some preferential conditions. Users can ask for details at the counter. If the deposit in the bank exceeds 5, yuan, the user can apply for this card. 2. Platinum Credit Card: It is a credit card of high-end customers, and overdraft is allowed. The credit limit of this card is relatively high. According to the user's own assets, the credit line is more than 1, yuan, with a maximum of 1 million yuan. The card also enjoys an interest-free period of up to 56 days, which is equivalent to the interest-free loan you use from the bank.
Second, the difference between the gold card and the platinum card of the Agricultural Bank of China
1. Different audit qualifications. The annual income of ABC Gold Card exceeds 1,, and its credit is good. ABC Platinum Card needs to earn at least 2, yuan a year, and it is a quality customer of the bank. 2. The amount is different. In ABC, the gold card quota is usually between 3 and 5, while the platinum card quota ranges from 5 to about 2. 3. The annual fee is different. The annual fee of ABC Platinum Card is relatively high, which is determined according to the nuclear card standard. Some gold cards of Agricultural Bank of China are free of annual fee or the number of swipes is free of annual fee. 4. Different rights and interests. The rights and interests of ABC Platinum Card are generally higher, such as airport services and insurance. The rights and interests of the gold card are only the rights and interests of consumption in activities. The difference between a gold card and a platinum card is the above points. Of course, a platinum card is much better than a gold card, but it is difficult to apply for a platinum card.
to sum up, as rural commercial bank is a regional bank, take the Platinum Card of Shanghai Rural Commercial Bank as an example. In addition to consumption, cash withdrawal and transfer, the Platinum Card of Shanghai Rural Commercial Bank can also enjoy a variety of exclusive services such as VIP service at the airport, high accident insurance, medical insurance plan and driving.