First of all, when banks approve car loans, they will evaluate the applicant's credit status, and the overdue record of credit cards is one of the important considerations. If the applicant has a credit card overdue record, the bank will think that his credit status is poor, thus reducing the possibility of loan approval.

Secondly, overdue credit card records will directly affect personal credit score. Personal credit score is one of the important bases for banks and financial institutions to evaluate customers' credit status. When customers with low credit scores apply for car loans, banks may ask for higher interest rates or raise certain guarantee requirements, or even refuse loan applications.

In addition, the overdue records of credit cards also indicate that individuals have certain bad records in financial management. Banks usually consider the repayment ability and credit status of applicants. Too many overdue credit card records may be considered as a bad sign of borrowers' financial management, which will affect banks' confidence in their loans.

To sum up, overdue credit cards do have an impact on car loans. Banks will comprehensively consider the applicant's credit status when approving car loans, and the overdue record of credit cards is one of the important indicators. Therefore, good credit status and avoiding overdue credit cards are important factors when applying for car loans.

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When a person's credit card is overdue, his credit history will be negatively affected. Credit record is an important basis to reflect an individual's repayment ability and willingness. Overdue credit cards will lower an individual's credit score and leave a bad record in the credit report. These bad records will be cited by financial institutions, banks and other related institutions, which will have an impact on personal loans, renting houses and buying cars. Therefore, credit card users are advised to maintain good repayment habits and repay on time to avoid overdue credit cards.

The above is the answer to the influence of overdue credit card on car loan. Overdue credit cards do have a negative impact on car loans. Banks will comprehensively consider the applicant's credit status when approving car loans, and the overdue record of credit cards is one of the important indicators. Good credit status and avoiding overdue credit cards are important factors when applying for car loans.