In this way, the credit card amount becomes cash, the withdrawal amount is deposited into the debit card, and then the credit card is recharged into WeChat change.
Because credit cards need to pay certain interest and withdrawal fees, it is not cost-effective to recharge the credit card limit into WeChat change. As long as the credit card is bound to WeChat, you can pay the order directly without recharging the credit card amount to WeChat change.
Of course, if the credit card is recharged to WeChat change, users can use this fund to send red envelopes and transfer money.
As for the credit card bound to WeChat, only offline or online orders can be paid, and the credit card quota does not support direct red envelopes and transfers.
Therefore, lending credit card money to WeChat is only suitable for short-term capital turnover, not for long-term borrowing.
In order to maintain a good credit record at all times, we need to pay attention to our online loan big data. Click Query in "Changbai Data" to get your own online loan big data report and maintain good credit.
Extended data:
Is the repayment of Xiang Xing loan made directly to the credit card?
The amount to be repaid for the loan in Xiang Xing is included in the credit card bill, and the user needs to directly debit the repayment amount to the credit card when repaying the loan in Xiang Xing.
Although the credit card needs to be repaid, the credit lines of Xiang Xing loan and credit card are independent of each other, and the user's use of Xiang Xing loan will not affect the available credit line.
However, because loans and credit cards are repaid together, as long as users are overdue, both credit cards and loans will be overdue, which will have a great negative impact.