700 yuan. According to the information on the official website of China Post Bank, 70,000 credit card points can be exchanged for 700 yuan. The credit card points exchange standard is that 1 yuan can be exchanged for 1 point. Points will not be given if less than 1 yuan. At the same time, cardholders can exchange credit card points for JD.com Steel coins, phone bills, traffic, etc., and the redemption standard is 1,000 points for 1 yuan.