1. Is it illegal to steal credit cards? Breaking the law; If it is stolen and used, it is suspected of theft. (Note the last paragraph of Article 196 of the Criminal Law: Whoever steals a credit card and uses it shall be convicted and punished in accordance with the provisions of Article 264 of this Law. ) theft can be constituted if the amount is low. If it is a forged credit card, or someone else's credit card is used fraudulently (for example, someone else's credit card is found and used), it is suspected of credit card fraud (fraudulent use of a credit card, amounting to 5, yuan, constitutes a crime).
II. Sentencing for the crime of credit card fraud Whoever commits this crime shall be sentenced to fixed-term imprisonment of not more than five years or criminal detention and fined not less than 2, yuan but not more than 2, yuan; If the amount is huge or there are other serious circumstances, he shall be sentenced to fixed-term imprisonment of not less than five years but not more than ten years, and shall also be fined not less than 5, yuan but not more than 5, yuan; If the amount is especially huge or there are other especially serious circumstances, he shall be sentenced to fixed-term imprisonment of not less than 1 years or life imprisonment, and shall also be fined not less than 5, yuan but not more than 5, yuan or confiscated property. The so-called serious circumstances refer to the huge amount of fraud or other serious circumstances. The amount here is huge. According to the relevant provisions of judicial interpretation, it refers to defrauding more than 5, yuan. As for other serious circumstances, it mainly refers to the use of advanced technical means to forge and then use; The ringleader of a criminal group that uses credit cards for fraud; Repeated use of credit cards for fraud, incorrigible; Because of its fraud, it has caused huge losses to other people's public or private property; Acts that have a bad influence because of their actions. The so-called particularly serious circumstances refer to the huge amount of fraud and other particularly serious circumstances. The starting point standard for a particularly huge amount, according to the relevant provisions of judicial interpretation, refers to 5, yuan. As for other particularly serious circumstances, it mainly refers to the use of credit cards to commit fraud; Belonging to recidivism, recidivism or repeated crimes; Having multiple serious circumstances; Because of its fraud, it causes particularly serious economic losses or other particularly serious consequences to others; Those who use fraudulent property to commit other serious criminal crimes, which have caused particularly bad effects due to their actions, and so on. Criminal responsibility should be investigated for malicious overdraft. However, if all the overdraft interest has been repaid before the judgment of the people's court is announced after the public security organ files the case, it can be given a lighter punishment, and if the circumstances are minor, it can be exempted from punishment. If the amount of malicious overdraft is large, and all the overdraft interest has been repaid before the public security organ files a case, and the circumstances are obviously minor, criminal responsibility may not be investigated according to law. To sum up, stealing other people's money is easy to cause other people's money to lose, and as long as it reaches a certain amount, it will be punished accordingly. Therefore, the handling of cases has a legal basis, and the judgment will be made according to the size of the amount at the time of punishment, so that the offenders will be punished as they should.