although most banks will set a repayment grace period after the last repayment date of credit cards, the repayment grace period is generally two to three days. If the credit card is overdue for one week, it will be reported at the meeting.
Therefore, credit card holders need to pay off the credit card arrears in time, so that credit card holders can avoid bad credit records caused by overdue credit cards, which will have an impact on credit card holders' subsequent application for credit cards and loans.