The fees charged by different banks vary greatly when reporting the loss of credit cards. According to the standard of 10 yuan, which is generally charged by debit cards of various banks, the loss reporting fee of credit cards can be up to 6 times that of debit cards. In addition to the loss reporting fee, some banks also charge a replacement fee and a courier fee for issuing new cards. At the same time, many cardholders are not aware of the various costs of reporting the loss and issuing new cards.

The bank staff of a state-owned bank outlet said that debit cards are pre-printed and all bank outlets have new cards. Customers can apply for a new card at the outlet after calling or reporting the loss at the outlet. However, the production of credit cards is complicated, which is managed by the credit card center of the head office. At the same time, it also involves the maintenance costs of banks and UnionPay organizations, and the reissued credit cards are directly sent to customers, which is costly.

The customer service staff of a credit card center said that after the loss of the credit card, the customer will get a certain period of card loss protection, which also means that in addition to the operating costs incurred in reissue the card for the customer, it also bears the corresponding operational risks.

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As for the services and guarantees that can be obtained when reporting the loss, the staff of a credit card center of a joint-stock bank introduced that the bank not only protects the cardholder from losing the card after reporting the loss, but also provides the card loss protection service.

After a customer loses his credit card, if he applies to the bank for reporting the loss as soon as possible, the bank will compensate the cardholder for the loss caused by the theft of the credit card within a certain period of time before reporting the loss. However, the staff also said that there are no specific payment rules at present, and only the application results can prevail. Not all types of transactions will enjoy the guarantee business provided by banks.

People's Network-Credit card loss reporting fee? Up to 6 times that of debit cards.