The cancellation method is as follows:

1. If you have opened online banking, use the SMS password to log in to the credit card page. You can cancel in the value-added service item, but the service fee that has been deducted is not refundable. .

2. Go to the Bank of Communications counter to cancel.

3. Call the Bank of Communications Credit Card Customer Service Center. There is a number on the back of the card. Transfer to manual service and let the credit card specialist help you cancel.

Introduction to worry-free card use: It is a value-added service provided by Bank of Communications to credit card customers with transaction SMS reminders as the core. On this basis, it also comes with a 72-hour card loss protection, which can not only help customers grasp the use of cards in a timely manner, card status, and can reduce the loss of funds when the card is stolen, providing customers with security and peace of mind.

Extended information:

Interim Measures for the Supervision of Credit Guarantee Insurance Business

Article 1 is to strengthen the supervision and management of the credit guarantee insurance business (hereinafter referred to as the credit insurance business) and standardize it These Measures are formulated in accordance with the "Insurance Law of the People's Republic of China" and other laws and regulations to regulate credit insurance business operations, prevent financial cross-risks, promote the sustainable and healthy development of the credit insurance business, and protect the legitimate rights and interests of parties involved in insurance activities.

Article 2 The term “credit guarantee insurance” as mentioned in these Measures refers to insurance with credit risk as the subject of insurance, which is divided into credit insurance (excluding export credit insurance) and guarantee insurance. The policy holder and insured of credit insurance are the rights holders; the policy holder of guarantee insurance is the obligor and the insured is the rights holder.

The term “performance obligor” as mentioned in these Measures refers to the credit risk subject in credit insurance and the policy holder in guarantee insurance.

The term “credit insurance business of online lending platforms” as mentioned in these Measures refers to insurance companies and financial information intermediary companies (hereinafter established in accordance with the law and registered with provincial-level local financial regulatory authorities) that specialize in online lending information intermediary business activities. (referred to as online lending platform) cooperation to provide credit insurance business for both borrowers and lenders on the online lending platform.

Baidu Encyclopedia-Interim Measures for Supervision of Credit Guarantee Insurance Business