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Do I have to apply for a credit card before I can apply for an ETC card?
You don't have to have a credit card to run an etc card. Now you generally need a credit card to run an ETC card, because debit cards can't be overdrawn, while credit cards can be overdrawn. If there is no money in the user's card, the credit card can pass the expressway, but the debit card can't. The credit card has some preferential activities, which is still good.

ETC card processing flow:

1, unit card

According to the selected cooperative bank, the user handling personnel of the unit (group) go to the ETC service outlets of the relevant cooperative banks or the centralized acceptance point of the ETC business of the unit (group) users to handle the business acceptance procedures such as signing contracts with the basic information required by the relevant cooperative banks.

According to the business acceptance results, the unit (group) users can use the ETC card after completing the ETC card processing and OBU installation activation at the ETC service outlets of relevant cooperative banks.

2. Personal card

The ETC service outlets of cooperative banks can be used after one-stop completion of personal user business acceptance, ETC card processing and OBU installation activation.

Extended data:

ETC card processing materials:

First, the unit card

1, the original ID card of the authorized agent and its front and back copies;

2. Original and photocopy of vehicle driving license;

3. The original and photocopy of the valid certificate of the unit card or personal card or unit account;

4, the unit (group) signed the "Sichuan province expressway network electronic toll user agreement";

5. Confirmation sheet signed by the company (group) to confirm the details of the company's vehicles that need to handle ETC business.

The credit card holder to be bound (the credit card holder to be bound and the owner of ETC business shall not be the same person).

Second, personal cards.

1. Credit card to be bound;

2. The original ID card of the credit card holder to be bound;

3. The original driving license of the vehicle that needs to handle ETC business;

4. If the business handler is not the same person as the vehicle owner who intends to handle ETC business, the original ID card of the owner and a copy of the front and back of the owner shall be provided.

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Baidu encyclopedia -ETC credit card