Students can apply for a credit card. As long as they are over 18 years old, they can go to any bank to apply for a card. There are also many banks that have launched exclusive credit cards for the student group, such as Bank of Communications' Y-POWER credit card campus version, China Merchants Bank's YOUNG card campus version, China Construction Bank's Dragon Card JOY credit card student version, etc.

The application conditions for student credit cards are also relatively simple, as long as you meet the age limit and have no serious bad credit information. Of course, everyone needs to note that the limit of a student credit card may not be very high. Many people apply for a limit of only tens or hundreds of yuan, or even zero. They must first save money before spending, and accumulate good use. Only after the card is recorded can the bank raise the limit.

If the student’s parents have a credit card, they can also directly apply for a supplementary card for their parents’ credit card to use. The application conditions for supplementary cards are not as strict as those for the main card. Generally, if you are over 13 or 14 years old and are a direct relative of the main cardholder, you can apply. Moreover, the supplementary card bill is also included in the main card bill, and the main cardholder is responsible for the repayment.

Application conditions for student credit cards from various banks:

1. ICBC: Those over 18 years old can apply for a student card, and parents and the school counselor or class teacher must be the contact person

2. Bank of China: Designated colleges and universities can apply for school co-branded cards (not available in Guangzhou). It is very difficult for individual students to apply and may not be approved. They need to issue a certificate from the school and bring their relevant documents to apply

3 . Agricultural Bank of China: Only graduate students can apply. Undergraduate students need to provide proof of income source (basically cannot apply). You need to provide proof of income and bring valid documents to apply.

4. Investment: Undergraduate students cannot apply, graduate students can only apply if they meet the conditions. To apply for a graduate degree, you need to provide proof of work and financial resources (one or more of the following: salary certificate issued by the bank, real estate/car certificate, copy of time deposit certificate, and social insurance payment list)

5. Guangfa: Those who are over 18 years old can apply. You need to provide proof of financial resources or proof of real estate and car ownership, proof of income and original ID card, etc.

6. Everbright: Those who are over 18 years old can apply, but it is not certain whether they will pass or not. Provide proof of work income or financial resources, ID card, etc.

7. Pudong Development: Applicable to those over 18 years old. You need to provide proof of work income or financial resources, ID card, etc.

8. People's Livelihood : You can apply if you are over 18 years old, but the chance of success is low. You need to provide proof of work income or financial resources, social security number and original ID card

9. China Construction Bank: Can apply, but may not be approved and need a household registration book , ID card, and guardian go together to sign for the application

10. Shenzhen Fa: Current students cannot apply, unless there is an asset certificate or fixed asset certificate under their name, such as a real estate certificate, etc., but there is no guarantee that it will be approved

11. CITIC: Current students cannot apply, unless there is proof of fixed assets in their name such as a real estate certificate, or relevant deposit information is required, or a savings card statement is provided, but there is no guarantee that it will be approved