Ronge Borrow is the personal credit loan brand of ICBC, which refers to unsecured and unsecured RMB loans issued by ICBC to borrowers who meet specific conditions for personal legal and compliance purposes. A successful loan application is irrevocable and the funds will be transferred to the receiving debit card account specified at the time of application.

A credit card refers to a bank card that has a certain credit limit and can be paid first and then repaid within the credit limit. The card not only has functions such as deposits and withdrawals, transfers and consumption, but also allows you to enjoy various forms of points, discounts, promotions and other activities.

Warm reminder:

1. Rong e-borrowing is a business carried out for target customers. Whether you can apply for it or not is subject to the ICBC system display. You can consult and handle it through online banking, mobile banking, smart terminals, ICBC e-Life, ICBC e-Link, or go to the branch with your valid ID card.

2. The conditions for applying for a credit card are as follows: 1. Must be a natural person over 18 years old (inclusive) with full capacity for civil conduct; 2. Must have a fixed residence or work unit in the location of the card issuer, income Stable and above local average. Log in to ICBC e-Life and select "Finance - Apply for Card" to apply immediately. ICBC will review your card based on your comprehensive assets, credit, etc., and the actual approval result will prevail.

(Answer time: March 19, 2020. In case of business changes, please refer to the actual situation.)