0755 begins with a collection call, which may be an I loan, and you and I are both 0755. It is understood that the number starting with 0755 is generally dialed from Shenzhen, Guangdong. Common telephone numbers for collection are 0536, 155, 0 10, 0372, 0286, etc.

The best way to deal with the collection is to repay on time and pay off the overdue money. You can communicate and negotiate with each other to see if you can postpone the repayment. In the face of debt, we should not be afraid, this is not the result we want. But in the face of illegal collection, we don't have to be afraid. We should know how to protect ourselves with legal weapons. I hope sorting out these can help friends who are in debt.

If you encounter problems, you can complain in the following ways:

I. China Banking Regulatory Commission

Complaints: bank subsidiaries such as bank loans and credit cards;

Second, call 3 15 to complain

Complaints: Lending companies cheat customers by illegal operations, induce customers to sign yin-yang contracts, charge high service fees, and so on;

Third, collect complaints and black cat complaints.

Complainant: illegal collection and illegal lending are companies that accept complaints from third parties and have great influence;

Fourth, China Internet Finance Association.

Complainant: The Internet finance industry is a national self-regulatory organization, and all illegal collections and loans are accepted.

The method of handling the collection call is as follows:

1. Install interception software.

Nowadays, there are many security software in mobile phones, especially interception software, which will automatically display the phone tag when the phone calls. If it is a collection label, then you don't have to answer.

2. Pull into the blacklist.

If a number is repeatedly dialed and you are sure it is a collection, then in order not to affect your work and life, you can directly set this mobile phone number to the blacklist and don't have to answer it in the future.

3. Change your mobile phone number.

This method is very simple, that is, change the mobile phone number.

What's the collection phone number?

Generally, it is a loan collection phone call.

First, how to deal with the collection phone?

1. Generally, Internet phone and company landline will be used for collection. In this case, this is the best way. Report to two departments at the same time

2. If it is their company's landline or private number, it is difficult to put an end to harassing calls and it is necessary to report them constantly. It would be easy if the numbers started with 950, 95 and 96. As long as the call is made once, the report is successful and the whole terminal line stops. Every time I call, the number is different, and when I call back, it is still empty, so I can't get through. There is a number to report one. Because the lines are different, what can be thought of, what can be collected, can also be thought of. Give me a number if you have one. Don't be afraid of trouble.

3. Call transfer, unconditional transfer. This is for those who don't call. Unconditional transfer has been enabled, and you can't make a phone call, but it doesn't affect making a phone call or sending and receiving text messages in the morning. Call forwarding can be transferred to an empty number. Give them the illusion that they can't stand his harassment and cancel their accounts. In fact, this is a diversion, and they can't help it. Reopening in a month, you will find that there are no harassing calls.

2. Can I not answer the phone with my credit card?

1. You have to answer the credit card call. Many friends who borrowed online loans will be forced to go ashore because they don't answer the phone within the time limit, but this method won't work on credit cards.

2. After the credit card is overdue, the bank's collection call must be answered. If you don't answer the phone, the bank will think that your contact information can't reach you, and the cardholder will think that it is maliciously overdue, so the consequences are very serious.

3. Harass your family. Although credit card collection can only be aimed at cardholders, it is not allowed to collect from their family members or contacts. But if the cardholder doesn't answer the phone, the bank will call his family or other contacts if he can't contact the cardholder, then he will know that the credit card has not been repaid.

4. Home collection. Generally, credit cards overdue for more than 30 days will be collected at home. However, if you don't answer the collection call at first, the bank will arrange the collection staff to come to understand the situation in order to confirm whether the cardholder has lost contact, so that the collection time will be advanced.

5. Credit card fraud. Credit cards are generally real information. There are three conditions that constitute fraud, that is, the overdraft principal is more than 50 thousand, the overdue time is more than 3 months, and the bank has effectively collected it twice (including telephone collection). If all three conditions are met, it constitutes credit card fraud and will be investigated for criminal responsibility.

6. Be sued by the court. The cardholder owes less than 50,000 yuan in principal. If they don't answer the phone, they will still be sued by the bank if they are overdue for a long time and owe a large amount. However, this kind of prosecution is a civil lawsuit. Although criminal responsibility will not be investigated, the court will let you repay after the judgment. If you don't repay, you may become an old lai or even go to jail.

What does the bank phone start with?

The bank's collection call usually begins with the phone number of the provincial capital city. If the bank outsourcing dunning, it may also be carried out through mobile, telecommunications, China Unicom, VoIP and other means. If it is done inside the bank, it is usually a fixed line, customer service phone or salesman.

0 10 is the most common collection number, which is used by most banks, loan companies and online lending platforms, such as Paipai, You-Me Loan, Flash Bank and Jiufu.

: Is it illegal for banks to contact relatives for collection?

It is illegal to harass family members through dunning calls. You can collect relevant evidence and call the police. According to the provisions of the Law on Public Security Administration Punishment, anyone who repeatedly sends information to interfere with the normal life of others shall be detained for less than 5 days or fined for less than 500 yuan; If the circumstances are serious, they shall be detained for more than 5 days 10 days, and may also be fined up to 500 yuan.

Legal basis: Article 42 of the Law of People's Republic of China (PRC) on Public Security Administration Punishment commits one of the following acts, and shall be detained for not more than five days or fined not more than five hundred yuan; If the circumstances are serious, they shall be detained for not less than five days but not more than ten days, and may also be fined not more than 500 yuan.

(1) writing threatening letters or threatening the personal safety of others by other means;

(2) publicly insulting others or fabricating facts to slander others; (3) fabricating facts, falsely accusing and framing others, and attempting to carry out criminal investigation or administrative punishment of public security on others;

(4) Threatening, insulting, beating or retaliating against witnesses and their close relatives;

(five) sending obscene, insulting, threatening or other information for many times, interfering with the normal life of others;

(six) voyeurism, sneak shots, eavesdropping, spreading the privacy of others.

How to correctly pick up the collection phone?

1. When the payee calls, don't whisper to him, and don't answer it today, tomorrow and when. This collection is to recover funds. So there is no need to put in a good word for him.

2. When you answer the phone, you must tell the other party to integrate the recording into the recording, because at the legal level, you can only get legal benefits if you tell the other party that the recording is in progress and he maliciously urges the fee again. The other party didn't tell you the job number and authorized bank, so you can ignore it and hang up directly.

3. If you are threatened by malicious collection, please contact your emergency contact and family and send a letter. In this case, you can clearly tell him that if the address book bursts, the family will not pay back the money, take good care of the evidence, and even if one day goes to court, you can claim compensation.

4. Call or send text messages to contact the village committee and unit leaders. Telling them about your situation violates the law and infringes on citizens' privacy and reputation.