legal ground

Article 191 of the Criminal Law stipulates that anyone who knowingly commits one of the following acts is the proceeds of drug crimes, organized crimes of underworld nature, crimes of terrorist activities, crimes of smuggling, crimes of corruption and bribery, crimes of disrupting financial management order, and crimes of financial fraud shall be confiscated, and shall be sentenced to fixed-term imprisonment of not more than five years or criminal detention, and shall also, or shall only, be fined more than 5% of the amount of money laundered. If the circumstances are serious, he shall be sentenced to fixed-term imprisonment of not less than five years but not more than ten years, and shall also be fined not less than five percent but not more than twenty percent of the money laundering amount:

(a) to provide funds account;

(2) Assisting in converting property into cash, financial bills and securities;

(three) to assist the transfer of funds through transfer or other settlement methods;

(four) to assist the remittance of funds abroad;

(5) concealing or disguising the source and nature of the proceeds of crime and their proceeds by other means.

If a unit commits the crime mentioned in the preceding paragraph, it shall be fined, and the directly responsible person in charge and other directly responsible personnel shall be sentenced to fixed-term imprisonment of not more than five years or criminal detention; If the circumstances are serious, they shall be sentenced to fixed-term imprisonment of not less than five years but not more than ten years.

If a cardholder lends a bank card, the issuing bank shall order it to make corrections and impose a fine of 65,438 yuan+0,000 yuan.

1. According to Article 59 of the Measures for the Administration of Bank Card Business, if a cardholder rents or lends a credit card and its account, the issuing bank shall order it to make corrections and impose a fine of less than 1000 yuan (the issuing bank has agreed in advance in the application form, card use contract and other documents,).

2. Obligations of the cardholder:

(1) The applicant shall provide authentic application materials to the issuing bank and provide qualified guarantee according to the regulations of the issuing bank.

(2) The cardholder shall abide by the articles of association of the issuing bank and the relevant provisions of the contract.

(3) When the correspondence address and occupation of the cardholder or guarantor change, it shall promptly notify the issuing bank in writing.

(four) the cardholder shall not refuse to pay the money owed to the bank on the grounds of disputes with merchants.

3. According to Article 60 of the Measures for the Management of Bank Card Business, if the cardholder deposits the company's cash into the company card account or deposits the company's money into the personal card account, the People's Bank of China shall order it to make corrections and impose a fine of 1000 yuan on the unit to which the company card belongs and the individual card holder.