To purchase a car by installment with a credit card, you must first apply for a credit card, so the time for applying for a car loan credit card is the same as that for applying for an ordinary credit card. Next, Jin Toubian Xiao introduced how many car loan credit cards can be used.

Judging from the process of application submission, bank review, card making and sending, it takes at least 20 days to apply for a car loan credit card. However, for the auto loan business, the time is obviously too long. Generally speaking, 4S stores recommend users without credit cards to apply for auto consumption finance loans.