A two-year term is long enough, but the interest rate of 3.75 is ok and the income is slow. Now the world's stock funds are not easy to do. You can consider futures. There are many varieties in the futures market, such as Shanghai Stock Exchange, which are metals, such as rebar, gold, silver, copper, aluminum and zinc. Zhengzhou Stock Exchange is agricultural products and chemicals such as wheat, cotton, sugar, pta and methanol. The Dalian Stock Exchange is beans and chemical products such as soybean oil, soybean meal, soybean, pvc and L. Futures can enlarge your capital by 10 times, and the income will come quickly and high, but high income corresponds to high risk. I am the Handan Sales Department of Hengyin Futures (the only regular sales department in Handan). Please contact me (user name) if you are interested.