He is a middle-class man in his thirties. He and his wife both work in institutions, and their careers are very stable. Moreover, he has a lovely son with an annual family income of about 400,000. He owns two houses, one for himself and the other for rent. If that person doesn't touch the stock market, life will be very happy.
But in reality, there is no if. Everything has changed dramatically since the man became obsessed with stock trading. At first, everything went well. In 20 15, the overall market was good. He made a lot of money, but he had no choice but to control his greed. Coupled with the induction of the online fund-raising company, he took his wife's 400,000 savings and started to continue trading stocks with five times leverage, hoping to achieve the goal of wealth freedom through stock trading.
But bad luck often comes at this time. From June 20 15, the first round of stock market crash broke out on its own, and 400,000 were wiped out. Usually, most people are unwilling at this time, especially when the previous profit suddenly became 400,000. Under the huge contrast, most people will choose financing to continue to catch up with capital, so they sell their rented suites and collect 65438+ except mortgages.
At this point in the story, many people may get lost because they can't afford to lose any more. However, the male owner is still trapped in a loss. As a result, he began to misappropriate the company's funds and find a friend to mortgage to continue stock trading. As a result, he was fired to 16 and 1, and the third round of stock market crash led to his short position again, eventually owing more than 500 thousand to the company and friends.
At this time, the misappropriation of company funds was also known, and my job was lost, and my wife finally knew. Because he had been keeping secrets from his wife, she was heartbroken and filed for divorce. Because the man was unemployed, the son finally awarded it to his wife, and his only house was left to his wife, because he could no longer face their mother and son.
A good family, because of leveraged stock trading, ended up separated. It's really hard to remember. I feel sorry for that man. The good life was finally ruined by stock trading.
Tell a true story: On 20 15, Xiao Lao worked as a trader in a private placement and met a colleague of the company. His name here is Xiao Zhao (a pseudonym).
Because we all live in a district of the city, we are about the same age (a few years younger than me), so we are easier to talk to. I can't talk to other colleagues in the company. I was casting pearls before swine when I said that many of them didn't know technology. Because I read a lot of technical books at that time, I felt that I had learned a lot and no one could understand it. I only digest it silently every day. It was not until the stock market plunged in the second half of the year that Xiao Zhao entered the company and joined my futures team.
At that time, my company was still dominated by stocks. Because of the stock market crash of 15, most colleagues lost money, the company lost money, and so did colleagues. Only my futures team is profitable. At that time, I was only the team leader, but the company leaders gave me great support, including positions and funds, and newcomers would let me choose first. Xiao Zhao accidentally joined my team, but he doesn't do futures and stock or stock index futures. He made a 50ETF option.
At that time, the 50ETF option 20 15 was just listed in February, and few people were interested, especially in the domestic market. After reading his report card, I think he is awesome. During the stock market crash, he used deep hypothetical call options to arbitrage his own stocks. The stock allocation is 50,000 to 500,000 to achieve more than 3 million. The stock was successfully cashed out before 565,438+078, and his deep imaginary value earned him a fortune after the stock market crash. Xiao Zhao should be one of the better people I know.
Xiao Zhao usually doesn't talk much. When he makes the order, he does it silently. When he doesn't make a single order, he resumes, writes transaction records and writes things. He is very disciplined. We had lunch in the canteen at noon and talked about some views on the transaction. It seems that he knows everything I know, and he knows everything I don't know, so he became friends after a long time. 15 In the second half of the year, the stock market fluctuated slightly, and the task given to us by the leader was to make Xiao Zhao profitable for him as soon as possible. Because Xiao Zhao is a butterfly arbitrage option strategy, the monthly income can reach about 2%-3% when the market is bad, at least on paper, but the leader is not satisfied and thinks that he earns too little, so he keeps putting pressure on him. In the end, he had to give up the arbitrage strategy, and the depth was imaginary. The depth is gambling and lottery. You may win once or twice occasionally, but most of the time you lose money. The leader doesn't understand. To be honest, Xiao Lao didn't understand these options at that time.
Although Xiao Zhao insisted on stopping the loss when the loss exceeded 2%, he still lost 1.7 million yuan within one month because of his heavy position. The leader put the blame on him, and Xiao Zhao finally decided to leave the company. 17, because I didn't know the options, I contacted Xiao Zhao again, only to know that he has been working as a studio at home for several years. I went to his home and found that the company's losses hit him hard. After that, he constantly tried to use the deep-imaginary strategy (although it was borne by the company) to earn back the loss of 6.5438+0.7 million yuan in the option market. In order to prove himself, he entered Man Cang many times, and finally lost all the money he earned from 654.38+05 shares, and sold a two-bedroom apartment to continue trading. Now he can only rent a house, and the studio is his home. His long beard and hair haven't been tidied for months, like a savage in the mountains, and he smells strange. What I remember best is that he glared at me calmly and said, "I will definitely make money if I continue, and I must earn it back by options."
I thought he was crazy, not crazy, but doing business like this really affected his life. We haven't met since that meeting, and I don't know how he is now.
There are so few praises in the Q&A recently. Although the market is not good, I hope I can help more. Thank you! After reading the praise, I have money, thank you for your attention!
How miserable will the stock market lose money? Faced with such a problem, I can't help thinking of Chou-heung, a bridge in Tang Bohu. In order to enter Washington and get close to Chou-heung, the two men suffered from each other. The final result is not the worst, only worse.
The general result of losing money in stock trading should be to lose all the principal and leave the stock market sadly. Most of these people, more than 70% of people should have such a result. Most of my friends will be like this. After losing the accumulated principal for many years, there is only one sentence left: making money in the stock market is deceptive. Later, when I met them and talked about the stock market, they all looked at me with pity as if I were a lamb to be slaughtered. When talking about how big the market is, I am either indifferent or sarcastically say, can I invest 2000 yuan this time? Sorrow is nothing more than the death of their hearts. Although their ending was not so tragic, they still maintained a normal life. They should go to work, do business and make a living. But they are full of distrust of the stock market or think they are not qualified investors. Is this a kind of suffering in life?
There is also a tragic ending, that is to say, what we often see in newspaper news is that someone has such misfortune or ended his life because of the failure of stock investment. These reports are not only news, but also cruel reality. Especially in the period of leverage, there are countless such examples. One minute you are a multimillionaire, the next you are in debt, and the next you are the abyss of life. The tragedy of separated families and broken families is not just a novel. Few people can rise again against this double blow of spirit and body and mind.
There are several people around me who are exposed to this. I have a friend who does a very good job in business investment and makes tens of millions of profits every year. After experiencing the stock market, he not only sold his factory, but also lost his car and house. One thing I admire about him is that he can move back from the villa to a small house with dozens of flats and do various odd jobs to make a living. But he has a big problem. He doesn't want to make friends. He has cut off all his friends and is deeply depressed.
There are huge risks in the stock market. In a sense, surviving is a great success. Losing money in the stock market is a high probability event. I hope that friends who want to set foot in the stock market will be prepared psychologically and physically. Stock market investment is not fun.
I seldom like it recently. I hope friends can do more. Your likes and comments are the greatest understanding and support.
I have seen the person who lost the most money, losing more than 460 million. This is a true story, a friend of my friend, a fund manager. Faced with the 20 18 market, there is nothing to do, and even suicidal thoughts. My friend advised him to relax. Don't worry about book losses for the time being. If you stick to it, the difficult period will pass.
How miserable do you think it is to see such a loss? Many people don't have so much money all their lives, but they lost so much on 20 18. Faced with many investors, they are also helpless and have no way to face themselves. To tell the truth, according to my friend's description, it can no longer be described as miserable, but it is really helpless. Facing the point near 2800 (now it is around 2900), I clearly know that this is the relative bottom. If I hand in my cheap chips in this position, I will sell my chips cheaply. Once I have formed a good increment, it has nothing to do with myself. But if you don't sell it, you will lose more than 400 million on your books, and your mood is mixed.
The stock market is so ruthless. When you are always full of feelings, you are heartless. When you are full of cold, you will be in full swing. What is important? It is persistence. It may be that many investors who lost money can't hold on, but it's a pity to sell their cheap chips in such a position near 2800.
Don't be miserable in the stock market because it will make more people lose confidence. You should know how to calmly analyze the current rhythm and historical market rules. Only persistent investors can better enjoy the arrival of the next bull market.
The author is not easy, I like it very much. Thank you very much
There are three kinds of people I have seen worst in the stock market:
1, bull market conceit.
In the bull market of 20 15, a family in my parents' community went bankrupt because of the bull market.
My son is an office worker who graduated from college. He made a lot of money at the beginning of the 20 14 bull market, but his parents actually thought he had the vision and talent to invest.
Later, the children became more and more arrogant and conceited, and they also discussed with their parents to sell the house to the stock market. 1, he can change a big house and buy a luxury car. His parents actually agreed and did it.
Results After 20 15 bull market peaked at 5 178, the house almost lost money in a short period of 1-2 months.
Finally, I had to cut the meat and stop the loss. I bought a small property right house with a down payment nearby, and now I have to repay the loan every month.
2. People who join the lever!
It is also very irrational. People who want to play games, in the leverage bull market of 20 14-20 15, use funds to expand the leverage by 10 times.
Although I started to make money, I finally broke my position in just a few days because my desire could not satisfy my ambition. Because a large-scale callback made them leverage directly 10 times.
3. People who listen to news and stocks!
People who listen to news about stock trading are also the worst, not only losing money, but also paying a lot of "IQ tax". What's worse? Sadly, these news are all for you to speculate on hot spots, concept stocks, and even some junk stocks and delisted stocks.
In the end, it thundered all the way, falling all the way, and millions of funds disappeared.
Conclusion:
Unless you rely on luck, you will never earn more money than you know; But the money earned by luck will often be lost by strength in the end, which is an inevitable trend. Every penny you earn is your realization of world knowledge; Every penny you lose is because your understanding of the world is flawed.
The stock market will always be a place that follows the "28 Law". If you act and think like the people around you, the result will be the same.
Pay attention to Zhang, don't get lost in the investment, thank you for your praise and support.
The worst person I have ever seen who lost money in stock trading is suicide. I was the first professional investor in China stock market in the early 1990s, and the earliest private fund manager in China stock market. As the first professional in China stock market, I had only two choices at that time, one was to be a private fund manager and the other was to be a stock critic.
In China, some managers of the first batch of private equity funds committed suicide after failing to invest in the stock market. Most of the first generation of private fund practitioners in China ended badly, some committed suicide, some went to prison, and some fled abroad.
The same is true of most first-generation stock reviews in China. Most of the first generation stock reviews have disappeared. For example, after the Zhuangtuo incident, Zhao Xiaoyun and Zhao Xiaoyun made stock reviews and fled to Britain. Later, I went back to China to be a private equity fund, and I lost miserably as a private equity fund. Since then, they have disappeared from the world. Zhao Xiaoyun is not the worst stock review. The worst stock review is Wang Jianzhong. There is nothing in prison now. In the first generation of stock reviews, some people fled abroad, some were in prison, and some were missing.
Of course, the worst are those suicides who failed in stock trading. These people are all smart people, but they committed suicide because they lost too much money in stock trading, and their lives have since disappeared.
Therefore, investors must first have a good attitude when entering the stock market. Don't enter the stock market without a good attitude. The stock market is full of traps. No matter how smart people enter the stock market, they will inevitably make mistakes. Stock market investment is not afraid of mistakes. If they make mistakes, they should reflect, find out the reasons for the failure of stock market investment, and then start again to reduce investment mistakes. China stock market is a speculative market. After falling to the right position, it will definitely rise, and there is always a cycle between the ups and downs. Therefore, it must have good psychological endurance.
If you agree with me, please add my attention and praise. If you have any wealth and doubts in your life, you are welcome to raise them privately. If you bring it up in the comments, you can ignore it. Thanks for your support.
Most retail investors are losing money, with different ranges and amounts. Of course, the most serious loss in stock trading is the stock market crash, especially on 20 15, when investors frantically enlarge leveraged funds, those who stop in time can get rich, and those who fail to stop in time will be heavily in debt!
The worst loss in stock trading around me is 20 15. I sold my house, used the money from selling my house to enlarge the leverage, and finally lost more than 3 million. Finally, I ended my lifestyle and left my debts to my wife and children. This is the worst stock trading event around me so far!
This happened at the end of June 20 15. In the second half of 20 14, the policy strongly supported leveraged funds to enter the market, which triggered a wave of leveraged bull market. It was because he made a little money in the bull market and saw that the stock market was so good that he let go of his ambition to make big profits and sold his house. The house was sold for more than 1.3 million, and then all of it was taken into the stock market, and several times of leverage was added to speculate. It's not time for the stock market crash. On June 12, the market peaked at 5 178, and the policy of deleveraging funds triggered a cliff-like stock market crash and began to fall.
I believe that as long as the investors who have experienced the stock market crash are still fresh in their memories, there will be many cases in which investors enlarge leveraged stocks and finally end their lives. He is no exception. He broke his position in the 1.0 version of the stock market crash, and eventually he was in debt of more than 3 million. In the end, he went to heaven and left all his debts to his family, which suddenly changed from a well-off life to a debt-ridden family, and the quality of life was turned upside down. This is the worst time I lost money in stock trading.
Therefore, I would like to remind you that the stock market is risky and you need to be cautious when entering the market; Stock trading should be rational, and never borrow money to stock trading!
In the A-share market, especially in the bear market, there are countless people who lose money in stock trading. It is nothing new to lose everything because of stock trading, and it is not unusual to even commit suicide by jumping off a building and drowning.
I've been in the stock market for eleven years, and I'm still standing in the stock market, so I'm an "old driver". After several rounds of bull and bear, I have watched many ups and downs in my life. Let's start with two of the most tragic cases we have seen with our own eyes:
The first story happened in Harbin. There is a big brother who buys stocks. I call him brother Wang. Brother Wang runs a Russian shop on Central Street, with an annual income of about 300,000. He has a house and a car at home, and his life is very uncomfortable. At the end of 20 10, I don't know who bewitched me, but I have to enter the stock market, invest 2 million yuan and start earning hundreds of thousands. So he became arrogant, using private capital allocation and leverage, and the amount of funds increased to more than 5 million. However, the stock market entered the slow bear path in April of 20 1 1 and continued until the end of 20 12 1 1. As expected, the account broke down at 20 1 1 10. Not only did it have no principal, but it also owed hundreds of thousands of foreign debts. Perhaps at this time, Wang Ge gambled red his eyes and mortgaged the shop, raising 6,543,800 yuan+5,000 yuan. In addition to paying off the foreign debt, the rest of the funds were pressed into the newly launched Shanghai and Shenzhen 300 stock index futures at that time, because I heard that it would be quick to return to the capital. The frequency of trading stock index futures in Wang Ge is very high, and most of them turn dozens of times a day. Within three months, Wang Ge's 6.5438+0 million became 6.5438+0 million, and he had to sell his shop to pay off his debts. Later, Wang Ge left the stock market and drank to drown his sorrows every day. Later, I heard that he set up a stall at the intersection of Central Street. Fortunately, after a big fight, his wife chose to accompany him silently.
The other is Xiaozhuang, a girl from a fund-raising company. She comes from the countryside, and her family is average, but she is very beautiful. At that time, he was 24 years old, just graduated from university, and studied securities investment at school. The main job at that time was to provide investment advice to investors and guide them to allocate funds. In the bull market of 20 15, several colleagues in Xiaozhuang allocated funds and asked customers to operate on their behalf, and then shared the profits. Being in a big bull market, Xiaozhuang couldn't help but be tempted and took a few orders from customers. One of the clients is about 50 years old and walks the birds in the cage every day, which belongs to the category of social hooligans. He invested 500,000 yuan in principal, and the total amount of funds after capital allocation was 6.5438+0.5 million yuan. In April and May, Xiaozhuang also made a lot of money for customers. However, when the stock market crashed in June, Man Cang's account could not be closed, and soon it exploded, losing all his money. At this time, the customer went to the company to ask Xiaozhuang to compensate 500,000 principal, and constantly threatened his family. Xiaozhuang had no choice but to resign from the company, but things had to be solved. Later, Xiaozhuang reached an agreement with the client to become the mistress of the old man and give birth to a child for him. I still dare not reveal anything from home.
These experiences make people cry, and the ultimate reason is that the investment is beyond their ability. I hope everyone will take a warning.
I would like to express my heartfelt thanks for your careful reading. I hope you will accompany me on the road of growth. Welcome attention.
In the stock market, you have seen the person who lost the most. How bad is it?
I have seen the worst loss, losing 90%.
However, it does not mean that investors who buy stocks at high points have been losing 90%, but have successfully escaped from the top and bottomed out many times. Then I like Man Cang's surgery. In the stock market crash of 20 15, I bought a stock and lost half. As soon as I open the limit, I will clear the stock and cut the meat. After cutting the meat, I continued to fall. I am glad that I can decisively "survive with a broken arm" and explain to me what the crocodile principle is.
Then I went short and never bought any stocks again, saying that all the ants in the trend were waiting. I admired him at that time. At the end of the year, the market slowly went away, forming an upward trend. At that time, the market position was only about 3,500 points, and he entered Man Cang again. As a result, 20 16 blew up after New Year's Day, and the stock price continued to fall. At this time, it stopped after another plunge and halved again, losing 75% twice.
Later, the market stabilized, thinking that small-cap stocks fell miserably and had the most opportunities. Large-cap stocks are too big to have a chance, and the rest of the money continues to toss small-cap stocks. As a result, 20 16 continued to lose money, and many large-cap blue-chip stocks doubled that year. Later, this friend lost about 90% of his account and withdrew from the stock market.
Although he stopped the loss decisively, kept his short position in the downward trend, followed the trend again in the upward trend, and later judged the future trend through clear "logic", he still suffered heavy losses in the end. Maybe he is skilled and principled, or maybe he is just unlucky. But the stock market is so cruel, even the best theory may make people lose their blood. Therefore, it is suggested that friends invest rationally and attach importance to value in order to survive for a long time.