You can choose Kuaiyun Loan as a truck loan platform. Kuaiyundai is a fast loan online platform with no collateral, simple procedures and fast lending, which is very suitable for the daily needs of truck drivers. Although the amount of gas fees, tolls, loading and unloading fees, parking fees, regular car loans, insurance premiums and other expenses are small, the needs are urgent. At this time, you can get a loan from Express Loan to solve the urgent need.

1. How to apply for a Kuaiyun loan

Before applying for a Kuaiyun loan, you need to register an account on the Truck Home platform. For car owners who are between 22 and 55 years old, the loan needs to be Get the lender’s ID card, driving license, and mobile phone number. The maximum loan limit of Kuaiyun Loan is 20,000 yuan, starting from 2,500 yuan, and the maximum loan period is one year. No guarantee is required. It can be issued after immediate application, and the approval speed is fast. When taking a loan, you need to fill in loan information, sign an electronic agreement, wait for loan approval, loan issuance, and post-loan management.

2. Consequences of overdue express loan

After the truck loan is overdue, you must pay it back quickly to avoid being overdue again, which will lead to more penalty interest and more serious damage to your personal credit. If you are temporarily unable to repay the loan and cannot repay the loan, you can choose to contact the loan agency to negotiate to see if you can apply for an extension of the repayment period and repay the debt in installments. Loans must be repaid on time and try to avoid overdue loans. Overdue loans will bring adverse consequences. Overdue records on the credit report can only be deleted by the system five years after the customer has paid off the debt. Overdue car loans will affect the user's Internet Black Index score. If the Internet Black Index score is less than 40 points, the user will be entered into the Internet loan blacklist. The Internet Black Index will not only affect the success rate of online loans, but also affect users’ Huabei and Jiebei quotas, and even lead to the closure of Huabei and Jiebei.

To sum up, various online loan platforms are constantly emerging on the market, and it is difficult to distinguish the good from the bad. Kuaiyundai is a reliable platform verified by Truck Home and recommended by many users after personal experience. Kuaiyun Loan has no guarantees or mortgages, and the procedures are simple and the loan is fast. It is the best choice for temporary emergencies.