Financial management should first set aside daily expenses, then have some cash deposits for emergencies, and the rest can be considered for financial management.

The first thing in financial management is to do what you can. Don't invest all your assets. Managing money is not gambling. Then eggs can't be put in one basket. There can be a plan, combining low risk with high risk, and combining low risk with high risk. For example, some of them buy insurance, some buy low-risk bank financing, and some invest. Investment can consider stocks, futures and foreign exchange. Both will do.