2. Steady type: the risk tolerance is poor, and the wealth management products that I hope to invest have the nature of capital preservation, such as bank wealth management and bonds;
3. Conservative type: unwilling to take any risks, weak willingness to invest, and generally focusing on savings and time deposits;
4. Aggressive: Willing to make high-risk investments, such as leveraged investment products such as futures and digital currency;
5. Balance: the risk tolerance is moderate, and the investment will be diversified. Some will invest in conservative products and some will invest in products with certain risks.
What is risk preference?
Risk preference is the degree of preference or tolerance for risk, and investors with certain risk preference can tolerate the fluctuation of income more than stability. The higher the risk preference of risk-oriented investors, the more willing they are to choose products with greater risks and greater returns. Risk preference investors usually do not avoid risks, but have different tolerance or acceptance of risks.