Counted from the date of establishment. Many financial management platforms use the time difference between the subscription period and expiration to mislead consumers, especially some short-term financial management. If 34-day financial management is purchased 3 days in advance and received 3 days after maturity, then the actual interest rate of a 34-day product with a nominal yield of 4.5 is close to 3.4%. So be careful when buying financial products.