First of all, learn the legal knowledge and experience of all majors. They are familiar with relevant laws and regulations and judicial practice, and can provide accurate legal analysis and suggestions for debtors. They can help debtors understand their rights and obligations and the legal means to deal with creditors.
Secondly, law firms can help debtors make repayment plans. They will make a reasonable repayment plan according to the actual situation of the debtor and negotiate with the creditors. Through the lawyer's intervention, the debtor may get preferential conditions such as deferred repayment, partial debt relief or installment repayment, thus reducing the economic pressure.
In addition, law firms can also negotiate and litigate with creditors on behalf of debtors. They have rich litigation experience and skills and can strive for better interests for debtors. During the negotiation, lawyers will actively strive for the understanding and support of creditors and strive for a longer repayment period or lower interest rate for debtors. If no agreement can be reached, the lawyer will file a lawsuit on behalf of the debtor to safeguard his legitimate rights and interests.
However, it should be noted that it is very important to choose a suitable law firm. The debtor should choose a reputable and experienced law firm to ensure high-quality legal services. At the same time, debtors also need to fully communicate with lawyers and provide true financial status and debt reasons so that lawyers can help them better.
To sum up, it is more reliable to find a law firm to help deal with debts. Law firms can provide professional legal advice and solutions, assist debtors to make repayment plans, and negotiate and litigate with creditors. But choosing the right law firm and fully communicating with it is the key to ensure effective help.
Legal basis:
Article 3 of People's Republic of China (PRC) Lawyers Law stipulates: "A lawyer is a practitioner who obtains a lawyer's practice certificate according to law and provides legal services to clients."
Article 2 14 of People's Republic of China (PRC) Contract Law stipulates: "If the debtor fails to perform the debt as agreed, the creditor has the right to require the debtor to perform the debt or take remedial measures."
Article 50 of the Civil Procedure Law of People's Republic of China (PRC) stipulates: "The parties have the right to entrust an agent to conduct litigation. Lawyers, grassroots legal service workers, close relatives of the parties or citizens recommended by staff, communities, units and relevant social organizations of the parties may be entrusted as agents ad litem. "