Chinese New Year funds do not trade, and will not go up or down. However, the probability of the fund going up before and after the Spring Festival is relatively high. Historically, the probability of rising before the Chinese New Year is relatively high, because there will be a red envelope market before the Chinese New Year, and as the Chinese New Year approaches, it is necessary to allocate funds. At this time, the fund manager will improve the performance of the fund, and there will be a good start after the Chinese New Year.

Rational purchase of funds

In fact, buying a fund should be relatively calm, because some people think that the fund will definitely make money, so spending a lot of money to buy a fund will make people feel that it is not worth it at all. Therefore, when buying funds, we must buy funds rationally. You can buy more funds, see which one gains more, and then make further investment. When you buy a fund, you must check your situation clearly. Don't come to you based on some people's recommendations or some claims products, and concentrate on investing. This is very irrational.

Under normal circumstances, it will rise.

The increase of the fund is different every year, but it will definitely rise or stop before and after the Spring Festival. Generally speaking, the income will start to be relatively stable in the second half of the year, so after the Spring Festival, the fund will generally rise. Then after the Spring Festival, you can buy some funds with wealth management products properly and rationally to get more income, because this is more than putting money in the bank, and the income of funds with different maturities is different.

It depends on the type of fund you buy.

Each fund type, with the different types, the increase is also different. For example, in 2020, the gold fund is a very good industry. Some people think that the gold fund will go up for a while, but it keeps going up and down all year round. So people who buy gold funds in 2020 really earn a lot of money. According to different funds, the annual increase is different, but in general, people will have some extra income and will not lose money. If you have spare money in the bank, you might as well use it to buy funds.

Will the fund return its capital if it loses money?

If the fund loses money, it may not return to its capital, because the risk of stock investment is very high, and the rise and fall of stocks are affected by many factors. When investing in losses, we must maintain a good attitude, rationally analyze the future development trend of the stock market, analyze and consider according to the overall situation of the stock market, and make a correct judgment after careful analysis. If you touch the stop loss line, then investors must resolutely sell, so as not to cause greater losses.

Generally speaking, if the fund loses money, it will not be able to recover the principal 100%. After all, there are many factors that affect it. If users encounter financial losses, users should make rational judgments. After all, investment is risky, so don't blindly stop loss moderately.