It is recommended to choose carefully if you want to borrow money from a platform with low regular interest and easy access:
1. 360 IOU is a personal and small and micro credit platform under Fuzhou 360 Network Small Loan Co., Ltd. Relying on the advanced Internet security technology and big data technology of 360 Digits Group, based on massive user credit data and behavioral data, we are committed to improving the domestic personal credit system, improving the efficiency of financial services, reducing costs, and providing safe and secure services to various social groups with financing needs. Stable and convenient consumer loan financial services. The minimum loan amount is 500 yuan, the maximum limit is 200,000 yuan, the cash payment is received instantly, the daily loan interest fee is as low as 0.027%, and the daily interest fee for a loan of 1,000 yuan is as low as 27 cents.
If you have capital turnover needs, we recommend you use Xiaoman, the original Baidu Finance. It completed the split in 2018 and achieved independent operations. The company background is a financial information technology company established in Chongqing, with a registered capital of 3 Billion yuan, formally licensed operation, its main business is Youqianhua credit services, with Baidu brand background and technical support.
In addition, Du Xiaoman also has financial management, wallet payment, insurance brokerage and other businesses, and has obtained a securities and futures license, a payment business license and an insurance intermediary license accordingly. The licenses are complete and open to the public, and comply with national supervision. .
The loan amount ranges from 500 yuan to 200,000 yuan, and the annualized interest rate starts at 7.2%. The interest rate for borrowing 10,000 yuan per day starts at 2 yuan. The loan period is long, and the loan can be borrowed on a daily basis and can be borrowed the next day. Also, interest is calculated on a daily basis, no mortgage, pure credit, full process online application with ID card and bank card, approval in the fastest 30 seconds, payment in 1 minute, without any hidden charges.
Du Xiaoman-If you have money to spend (second batch), click online to measure your balance
Using Baidu's artificial intelligence and big data risk control technology, personal information is encrypted, monitored and protected throughout the process. Every time a loan is disbursed, verification items such as passwords are required, and the loan can only be disbursed to a bank card in the name of the borrower, so you can use it with confidence.
2. Shengbei is developed and operated by Shenzhen Samoyed Internet Financial Services Co., Ltd. It adheres to the bottom line of "no loan sharking" and specializes in providing high-quality, low-interest bill installment services for young people. Sources of funds: Bank of China Consumer Finance, Harbin Bank of China Consumer Finance, Zhongbang Bank, Haier Consumer Finance, CITIC Bank, etc. We will recommend suitable formal financial institutions to provide loan lines based on your personal situation. Safe funds are more secure!< /p>
3. Zhongan Small Loan is an unsecured, purely online consumer credit platform launched by Chongqing Zhongan Small Loan Co., Ltd., focusing on providing instant loan services to individuals and small and micro business owners. Based on mature and professional risk control capabilities, we conduct an overall assessment of customer credit. The upper limit of 3-step borrowing is as high as 200,000, and the loan is disbursed within 5 seconds on average.
4. "Youqianhua" is Duxiaoman's financial credit service brand, which uses artificial intelligence and big data risk control technology to provide users with convenient, fast and secure borrowing services. 1. High loan amount: The amount can be as high as 200,000 yuan (subject to actual approval). 2. Fast loan approval: apply online, get approval quickly, and get your money quickly. 3. Transparent interest rates and flexible repayment: daily loan interest rates start at 0.02%, and multiple repayment methods are supported.
5. Fenqile is an installment consumption platform under Lexin that advocates moderate consumption among young people. It has become 100 million users with product experience and services that understand young people better, are more secure, and have warmer feelings. The trustworthy choice for installment shopping. Installment shopping: genuine products from National Bank, quality guaranteed. High-quality experience: The installment period is flexible and supports various methods such as credit cards. Security guarantee: protected by bank-level risk control team. Borrow with peace of mind: the fees are transparent, and the comprehensive annual fee is as low as 10%.