Jingdong payment can be paid by buying things in JD.COM, or by using IOUs in JD.COM, which is also paid by Jingdong. Jingdong payment can also be paid in reality. For example, some supermarkets, shops and self-service vending machines all support Jingdong payment. As for the relationship with JD Finance, it was all brokered by JD.COM. Jingdong Finance includes Jingdong Payment, IOUs Payment, Gold Bar Cash Lending, Stock Purchase, Fund Purchase, Futures Purchase and JD.COM Xiaojin Inventory Management. . . .