According to the Anti-Money Laundering Regulations for Financial Institutions formulated by the People's Bank of China, "financial institutions" include:
1. Commercial banks, urban credit cooperatives, rural credit cooperatives, postal savings institutions and policy banks.
2. Securities companies, futures brokerage companies and fund management companies.
3. Insurance companies and insurance asset management companies.
4. Trust and investment companies, financial asset management companies, finance companies, financial leasing companies, auto finance companies and money brokerage companies.
5. Other financial institutions determined and announced by the People's Bank of China. The legal provisions do not specify whether ATM machines belong to financial institutions.
The Supreme People's Court defined the word "financial institution" in the crime of stealing financial institutions in the Interpretation of Several Issues Concerning the Specific Application of Law in the Trial of Theft Cases.
Article 8 stipulates that "the crime of stealing financial institutions" as stipulated in Article 264 of the Criminal Law refers to the theft of financial institutions' business funds, securities, customers' deposits, bonds and other money and materials, as well as the settlement funds and stocks of enterprises, excluding the theft of financial institutions' office supplies, means of transportation and other property.
This regulation does not clearly define whether ATM machines belong to financial institutions.
Extended data:
Automatic teller machine (ATM) refers to a small machine set up by banks in different places, which uses the adhesive tape on plastic cards the size of credit cards to record customers' basic deposit account information, and customers can perform bank counter services such as withdrawal, deposit and transfer through the machine. Most customers call this self-service machine ATM.
China unionpay announced on June 8, 20 15 that all banks in China will open ATM inter-bank transfer service. Cardholders can use any UnionPay card to make inter-bank transfers to other UnionPay cards at any bank ATM, with a daily limit of 50,000 yuan. At present, most banks' ATM inter-bank transfer fees are slightly lower than the counters, but higher than online banking and mobile banking. ?
Starting from August 1 2007, the handling fee for personal cash withdrawal at the counter of our bank will be cancelled, and the handling fee, loss reporting fee and production fee for promissory notes and drafts will be stopped. All commercial banks shall voluntarily waive the account management fee and annual fee for the only account opened by customers in our bank.
Baidu encyclopedia -ATM