In current society, more and more people are in debt and dishonest. There are roughly four reasons for this phenomenon. They are the sluggish market economy, loan repayment, and mortgage repayment due to unemployment or falling housing prices. No, young people are used to excessive consumption, and some people don’t repay the money even if they have the ability. The market economy is not in recession and the loan cannot be repaid

The market economy has not been in recession in recent years, such as fierce competition and serious inflation. Many people who invested in business lost all their belongings, and just when they wanted to turn around, they encountered the epidemic. Finally, they were able to do business, but the loans were overdue, and they had no choice but to become dishonest.

Many of these dishonest people did not want to be trustworthy, but they became trustworthy due to force majeure. They wanted to repay but were unable to do so. People like this should be given another chance and more time to give them a chance to turn around.

If you unfortunately become a dishonest person, not only will your travel be restricted, but your children will not be able to attend private schools, and the dishonest person will not be able to serve as a company executive or director.

There are many small and medium-sized enterprises on the list of dishonest people. This group of people has a relatively weak ability to withstand economic risks. In addition, it has become increasingly difficult to do business in recent years, and more small businesses have closed down.

There are also some people who like investment and financial management and want to make a comeback through high-risk investments such as stocks, futures or real estate, so they borrow money to invest blindly. As a result, the investment fails and their liabilities pile up.

As a result, the market economy is sluggish, causing borrowers to fail to repay their loans and eventually become dishonest people. The current economic situation is not bright, so we recommend that you be cautious when investing. Due to unemployment or falling housing prices, the mortgage loan cannot be repaid

At present, there are more and more dishonest people, and there is a trend of exceeding 20 million people, of which working-class people account for the majority. Most of these people are burdened with mortgage or credit card loans and are unable to repay their debts due to illness or unemployment.

The working-class people are still under a lot of pressure. On the one hand, they have to spend all their savings to support the house. On the other hand, they have children to raise. Generally, they don’t have much money left every month, let alone how much they can save. How much money is there, and there are even situations where it is difficult to make ends meet.

This group of people dare not lose their jobs, let alone get sick. Once the capital chain is broken, the entire family will fall into a vicious cycle. But now that the economy is in recession, many large companies have begun to lay off employees. The middle-aged unemployment crisis and the pressure of mortgage loans have caused this group of people to become dishonest people.

There are also working-class people who are interested in real estate investment. They take out loans to support their houses in other places and repay the loans through renting. However, housing prices in some cities have fallen, which has caused many people to abandon their houses and cut off their mortgage payments. Became a dishonest person.

House loans generally take ten or even twenty years to repay. In some families, two generations of a family pay for one house. Many areas have suspended work and production due to the epidemic, and a side effect has been that some people have lost their jobs.

So most of the dishonest people are unable to withstand the pressure of loans due to unemployment or mortgage loans and no savings, and they have no choice but to become dishonest people. Young people are accustomed to advanced consumption

Today's young people are more avant-garde in thinking and cannot accept the frugal life of the older generation. They have poor self-control and borrow money to buy the things they like if they don't have money. Some young people even buy them. The east wall complements the west wall, and as a result, the profits are rolling higher and higher.

Nowadays, online loans are becoming more and more convenient. Some platforms only require real-name verification to obtain successful loans. These platforms have accelerated the habit of advanced consumption among young people. The vast majority of young people do not have the habit of saving, and even if they become a monthly income earner, they still need support from their parents.

Most young people have poor self-control and like to pursue new trends and fashions. In addition, they have a serious comparison mentality. When buying things, they only look at the price and don’t care about the cost-effectiveness. With a platform that can be consumed in advance, buying things is easy. Even more indifferent.

There are also some college students who spend a lot of money. The money given by their parents cannot meet their daily expenses, so they use online loan platforms for consumption. The final result can be imagined.

So young people are accustomed to the concept of excessive consumption, which leads to increasing debts, and eventually they are unable to repay and become dishonest people. There are great risks in the concept of advance consumption. On the contrary, the thrifty consumption concept of the older generation is more resistant to risks. Some people have the ability to repay the money but do not.

Among the unemployed, there are some people who have the ability to repay the money, but have been unable to do so. This situation occurs more among acquaintances, and the more the The more the acquaintance tried to delay the return, the more they ended up in court, and the relationship between the two families broke down.

Borrowing money and not repaying it is also a moral issue. Borrowing and repaying has always been a traditional Chinese virtue. Teachers have taught students since childhood to remember to pay back things when they borrow them. Why do these people like to wait and not pay it back? In fact, it is very simple. The cost of borrowing money and not paying it back is low.

It is understandable if you are unable to repay due to special changes, but it is unreasonable if you clearly have money but never repay it. For these old people, they don't care about the list of dishonest people. They are like dead ducks and are not afraid of boiling water, so they naturally become dishonest people.

This group of people always feel that they are taking advantage. No matter whether others come to collect debts or call them, they will ignore them. But when the court enforces the debt, they will be dumbfounded. It is better to pay back the money in time.

To sum up,

There are roughly four reasons why there are more and more dishonest people in the current society. They are the economic downturn, which leads to loan repayment, unemployment or falling house prices, which leads to the inability to repay mortgages, and young people who are unable to repay their mortgages. They are used to excessive consumption and some people maliciously default on their loans.