1, Alipay Ant Borrow-up to 300,000 (600 points)

If the sesame score is not less than 600, you will have the opportunity to open an ant loan, with a maximum of 300,000 and a daily interest rate as low as 0.0 15%. The loan is automatically opened at the beginning of the loan period, and users cannot apply. Users who have opened Ant Lending can see their loan amount and loan interest rate, and the loan operation is very simple.

2. Call for a good term loan-the maximum amount is 200,000 (600 points).

With a sesame credit score of over 600 points, Alipay real-name users aged 265,438+0-50 can find this pit by searching for good loans on Alipay homepage or paying attention to Alipay life number.

After entering the interface, you can apply by filling in your personal information in the menu bar "I want"-"Apply", and the system will evaluate the matching amount according to your information and credit information. The loan amount can be recycled within 3 years, and the high sesame score has preferential interest rates.

3, Zhilian financial exotic flowers (600 points)

For college students' credit loan products, you can apply for sesame credit with 600 points, or you can apply with school information. There is no handling fee, and the interest rate is as low as 0.04%. The key is not to charge liquidated damages! No punishment! No punishment! On Alipay's homepage, just search for financial exotic flowers. Now engage in activities, interest-free coupons of 2000 yuan for three months.

Extended data

Matters needing attention

1. The loan shall be used in compliance.

If you are going to gamble and gamble, the bank will definitely avoid you. And if you use it for stock trading, futures trading and wealth management products, these banks are also not allowed.

2. The loan amount should be reasonable.

Be sure to make a budget before applying for a loan. The loan amount can be increased by 65,438+00% on the basis of the budget. Beyond this limit, you may have to pay for your irrationality.

3. Ask the total interest of the loan.

Zero interest rate ≠ zero interest, the two must not be confused. The so-called zero-interest loan products generally transfer interest to fees, guarantees and other items. After careful calculation, it is not necessarily cheap.

How many points can Alipay Sesame Credit borrow?

Sesame credit above 600 can use Alipay loan.

You can apply for the "flower garden" quota for sesame seeds with 600 points or more.

You can open Alipay loan with sesame score above 700.

Users with sesame scores above 700 have the opportunity to apply for Alipay loans, ranging from 2,000 yuan to 1000 yuan. The loan term is divided into 3 months, 6 months, 65,438+0.2 months, which can be repaid at any time with monthly interest. The repayment method is equal principal and interest.

You can apply for "borrowing" if the sesame score is more than 600. Through "borrowing", sesame credit users can apply for personal consumption loans with the corresponding amount of sesame seeds, and the applied amount can be withdrawn to Alipay balance, which is equivalent to obtaining a loan from the bank.

600 sesame seeds can be used as a loan line, and we can apply for these three.

Sesame credit score can give us good rights, so what is the loan amount of 600 sesame credit score? In fact, there are still many ways to borrow money from Alipay, such as borrowing money and online banking, and we can all take money with us.

600 sesame seeds can be used as a loan line.

Ants chant flowers.

I believe there is no need to say more about ant flowers. The amount of ant flower buds is based on your sesame credit score. The higher your sesame credit score, the higher its quota. As long as the sesame credit score is above 600 points, you will have the opportunity to obtain a certain amount, which can be used after opening and repaid before 10 next month.

My bank

Alipay online merchant bank still serves small and micro enterprises, mass consumers, rural operators and farmers, and small and medium-sized financial institutions. The application threshold is the same as the previous loan. The maximum loan amount is/kloc-0,000 yuan, the daily loan interest rate is 0.05%, and the loan term is 1 .2 months. Use the average capital repayment method.

Borrow a loan

Sesame credit 600 points, download the latest version of Alipay APP, open the wealth column, find the words "Ant Borrow", click Use Now, and after entering the page, you can intuitively see how many loans you have. The next operation is particularly simple. Click "I want a loan", fill in the loan amount and loan term, and confirm the use. 1 minute, you can get the corresponding loan.

At present, the maximum loan amount is 50,000 yuan, the longest repayment period is 12 months, and the daily interest rate is 0.04%.

How to improve sesame credit score in daily life;

First of all, fill in personal information on the Sesame Credit page, and be sure to fill in real information to let Sesame Credit know about your situation.

Secondly, make more use of Alipay's credit function and repay on time. Good performance can prove your repayment ability. Credit card repayment, water and electricity payment, etc. Alipay is also the first choice, let Alipay know that you are a trustworthy person.

In addition, add more friends with high scores. As the saying goes, "Those who are near Zhu Zhechi are near the ink are black". Pay more friends with high scores to transfer money and send and receive red envelopes, which can prove that your level is not low. By the same token, shopping in a treasure should also avoid cheap goods.

Finally, buy more wealth management products in Alipay to prove their financial strength; In addition, if you make more charitable donations, Alipay will give you a higher sesame credit score.

Sesame credit scoring is not an overnight project, and it needs long-term efforts. As long as you do every detail at ordinary times and update your score on the 6th of every month, you will get the desired result.

How to get a loan for sesame seeds with 600 points?

600 points of Sesame Credit can be loaned among the partners of Sesame Credit. The partners of Sesame Credit include P2P platforms and companies. Sesame credit is 600 points, which belongs to good credit. Alipay will provide users with good credit with the opportunity to borrow money. As for whether the loan can be used, it depends on the comprehensive situation of the user account.

Sesame score is between 350 (inclusive) and 550, which belongs to poor credit; Sesame score is between 550 (inclusive) and 600, which belongs to medium credit; Sesame score is between 600 (inclusive) and 650, which means good credit; Sesame score is between 650 (inclusive) and 700, which is an excellent credit; Sesame scores are between 700 (inclusive) and 950, which is an excellent credit.

The opening of the loan is not directly related to the sesame score, and the sesame credit score of 600 is the threshold for the opening of the loan. Users with a sesame credit score of 600 may not be able to use the loan treasure. Alipay will evaluate users according to their credit records, behavioral preferences, performance ability, identity characteristics and personal relationships.

If the user passes the comprehensive evaluation of Alipay, Alipay will open a loan service for the user. After opening the loan service, the borrower applies for a loan on the loan page.

Users need to maintain good credit habits and consumption habits, repay on time, and don't be overdue. If users can't use the loan treasure, they can use other loans.