First, such as bank card transfer, the following three situations can be withdrawn:
1. Non-real-name transfer through ATM can be withdrawn within 24 hours;
2. When handling the transfer business at the bank counter, if the arrival mode is 24 hours, you can apply for withdrawal after the transfer;
3. When transferring money through online banking, you can also apply for withdrawal if you choose to arrive within 24 hours. When transferring money through the bank counter or online banking, you can't apply for withdrawal after the transfer.
Second, different transfer methods correspond to different withdrawal methods:
1. Take China Merchants Bank as an example to do online banking. In the transfer interface, there will be a reminder whether to open the next day. Call customer service (such as China Merchants Bank's customer service telephone number 95555)- click 2 Manual Service-click 1 Personal Banking Service-click 5 General Personal Consultation to cancel manually. Call customer service to know when the money will arrive after the proposal the next day. The customer service statement is: if it is an intra-bank transfer, it will arrive in real time at 0: 00 the next day; If it is an inter-bank transfer, it will be submitted in normal mode at 0: 00 the next day, and it is expected to arrive in 1-2 working days. If you need to cancel the account within 1 day after the transfer, you can call customer service 95555-2 manual service-1 personal banking service -5 for manual account cancellation, or I can apply for account cancellation at the bank counter with the remitted bank card and ID card. You can see if your online banking has this function. However, if you don't start the next day service, you can't cancel it.
2. Alipay I believe that most people will choose this method. After all, online banking is not as convenient as Alipay, but unfortunately, Alipay does not have the function of canceling the transfer. Alipay: Alipay transfers money to the bank card. Transfer to the bank card, and you can choose to use Alipay to transfer the money the next day. You can transfer to two channels, one is to transfer to a bank card and the other is to transfer to Alipay. (1) Alipay transfers money to the bank card. Although you can choose to transfer the money to the bank card and receive it the next day. (2) Go to Alipay. There is nothing wrong with this situation. When you transfer to Alipay, it will arrive in real time, and you can't get a dime back!
Operating environment: apple 13 iOS 15 online banking 10.0.0.