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Which is better, China Industrial and Commercial Bank or Postal Savings Bank?
Answer: ICBC is better. The network configuration is better. Online banking is better. Good international and domestic business performance. Involving basic financial services. Postal services can only say that there are outlets in remote rural areas. Online banking and network configuration, as well as various financial services, are still in their infancy. What they have in common is poor service attitude. Basically, they all queue up to go to these two outlets. ICBC is in a better position. I think postal services are basically standing, and the counters are worse than ICBC.

Supplementary information:

1, in terms of capital scale and business ability, ICBC is much stronger than Postal Savings Bank. Among the top 500 enterprises in the world, ICBC ranks among the best, ranking much higher than Postal Savings Bank.

2. There is not much difference in business between China Postal Savings Bank and the five major banks, mainly because the Postal Savings Bank has the shortest history and the reserve amount is smaller than the other five major banks. China Postal Savings Bank was formally established on March 20th, 2007. It is a commercial bank established on the basis of the reform of postal savings management system. China Postal Savings Bank inherited the postal finance business operated by the former State Post Bureau and China Post Group Corporation and the assets and liabilities arising therefrom, and continued to engage in the business approved by the original business scope and business license documents. China's five largest banks refer to five large state-owned joint-stock commercial banks, including China Industrial and Commercial Bank, China Agricultural Bank, China Bank, China Construction Bank and Bank of Communications (Industry, Agriculture, China, Construction and Communications). The five major banks in China are basically comprehensive commercial banks with a wide range of business, representing the most abundant capital and strength in China's financial sector. China Industrial and Commercial Bank was established in 1984 65438+ 10/,headquartered in Beijing, and is the largest bank in China. China Construction Bank, formerly known as People's Construction Bank of China, was established in 1954. At that time, it was a wholly state-owned bank under the Ministry of Finance, responsible for managing and distributing government funds allocated to construction projects and infrastructure-related projects according to the national economic plan. From 65438 to 0979, the People's Construction Bank of China became a financial institution directly under the State Council, and gradually assumed more functions of commercial banks. Bank of China, the full name of China Bank Co., Ltd., is one of the large state-owned commercial banks in China, which was established in 19 12. Agricultural Bank of China was originally established in 195 1. It is the first state-owned commercial bank established in New China, a large modern joint-stock commercial bank in China and an important part of China's financial system. Headquartered in Beijing, it is one of the top 500 enterprises in the world. Bank of Communications was founded in 1908 (thirty-four years of Guangxu). It is one of the four largest banks in China and one of the early note-issuing banks in China. Now it is one of the top five state-owned commercial banks in China.