Which is better to apply for, Agricultural Development Bank or Agricultural Bank?

The exam is divided into three parts:

The first part: administrative ability test (8: 40- 10: 20) 100 multiple-choice questions.

Part II: English Test (10: 30-12: 30)100 multiple choice questions.

Part III: Comprehensive Professional Test (1: 30-3: 30) 100 Selected Chinese Test Questions.

1. The content of the administrative ability test can refer to the civil service examination, including logical reasoning, numerical reasoning, graphic reasoning and literal reasoning.

2. The English test includes grammar and vocabulary (30 questions), cloze (20 questions) and 10 reading comprehension (50 questions). Reading comprehension articles are particularly long and there are many new words.

3. Professional tests include western economics, international trade, money banking, international finance, option futures and other aspects (economic candidates), as well as legal common sense, current affairs and politics, general common sense and so on.

put on file

1. From 1984 65438+ 10/0, the People's Bank of China began to exercise the functions of the central bank, and the functions of industrial and commercial credit and savings business were transferred to: (c).

A Bank of China B Bank of Communications C Industrial and Commercial Bank D Construction Bank

2. Which of the following is the responsibility of the People's Bank of China: (ABCDE)

Issue orders and regulations related to the performance of duties.

B. issue RMB and manage its circulation.

C. supervision and management of the gold market

D to be responsible for statistics, investigation, analysis and prediction of the financial industry and engage in relevant international financial activities.

3. The following are the regulatory concepts of CBRC: (ABDE)

A. Managing risks B. Improving transparency C. Managing institutions D. Managing legal persons E. Managing internal controls

4. The regulatory objective of CBRC is the basic objective pursued by regulators (B)

Answer (right)

B (Wrong) The supervision goal of CBRC is the ultimate effect or state pursued by supervisors: 1. Prudent and effective supervision to protect the interests of depositors and consumers; 2. Enhance market confidence; 3. Enhance the public's understanding of modern finance through publicity and education and relevant information disclosure; 4. Strive to reduce financial crimes.

5. The following belong to market access: (ABD)

A. Institutional access B. Business access C. Legal person access D. Senior management access E. Technology access

6. The following are members of the China Banking Association.

A. Policy banks B. Commercial banks C. China Postal Savings Bank

D. rural credit cooperatives central government bonds registration and settlement co., ltd.

F. Asset management companies

G rural commercial banks, rural cooperative banks and rural credit cooperatives (excluding rural banks and rural mutual funds cooperatives); Quasi-units include provincial banking associations.

7. The executive body of the China Banking Association is the General Meeting (B).

Answer (right)

B (Wrong) The highest authority of the China Banking Association is the general meeting, and the executive body of the general meeting is the Council, which is responsible for the general meeting.

8. The following are banking financial institutions: (ABEF) Non-banking financial institutions include: financial asset management companies, trust companies, enterprise group finance companies, financial leasing companies, auto financing companies and money brokerage companies.

A, The Export-Import Bank of China B, rural bank C, asset management company

D. auto finance company e, bank of communications f, rural credit cooperative association h, financial leasing company

9. The tasks undertaken by China Development Bank are: (b)

A, agricultural policy loans b, national key construction project financing c, support for import and export trade d, support for national development project financing.

10, China Agricultural Development Bank can handle intermediary business such as insurance agency (A).

A (right) B (wrong)

1 1, according to the principle of "one line, one policy", we must first promote (1) reform.

A. China Development Bank B, The Export-Import Bank of China C, China Agricultural Development Bank D and China Bank.

12, which of the following large commercial banks is not listed on the exchange (b)

A Industrial and Commercial Bank of China B Agricultural Bank C China Bank D Construction Bank E Bank of Communications.

13. Which of the following large commercial banks is listed on both the Shanghai Stock Exchange and the Hong Kong Stock Exchange?

A, Industrial and Commercial Bank of China B, Agricultural Bank C, Bank of China D, China Construction Bank (listed on the Hong Kong Stock Exchange only) E, Bank of Communications.

14. The first national joint-stock bank in New China is: (a)

A. Bank of Communications B, China Merchants Bank C, hengfeng bank D and China CITIC Bank.

15, city commercial banks are established and developed on the basis of the original city credit cooperatives (1)

A (right) B (wrong)

16 and 1979, the first urban credit cooperative in China was established in (d).

A, Guangdong-Guangzhou B, Jiangsu-Huai 'an C, Shandong-Qingdao D, Henan-Zhumadian

17, the new development trend of city commercial banks is: (ABD)

A, introducing strategic investors B, cross-regional operation C, system innovation D, joint reorganization E, and expanding business scale.

18, village banks and rural mutual funds cooperatives were approved to be established in (d).

A 2004 B 2005 C 2006 D 2007

19,20065438+0165438+10 On October 29th, the first rural joint-stock commercial bank in China was formally established in (c).

A, Jiangsu Yangzhou Rural Commercial Bank B, Guangdong Chaozhou Rural Commercial Bank C, Zhangjiagang Rural Commercial Bank D, Gansu Zhangye Rural Commercial Bank

20. Rural credit cooperatives may take deposits from non-members, but may not issue loans or handle other financial business. (2)

Answer (right)

B (Wrong) Rural credit cooperatives are not allowed to absorb deposits, issue loans and handle other financial businesses from non-members, and are not allowed to provide guarantees for other units or individuals with their assets.

2 1. The market positioning of China Postal Savings Bank is to fully rely on and give full play to the advantages of the network, improve the functions of urban and rural financial services, focus on (e) and (c) business, provide basic financial services for urban communities and rural residents, form complementary relationships with other commercial banks, and support the construction of new socialist countryside.

A, deposit B, loan C, intermediate D, settlement E, retail F, consultation

22. The first representative office of a foreign bank approved by China is: (b).

A. Bank of East Asia B, Export-Import Bank of Japan C, Citibank D and HSBC

23. The following are the operating institutions of foreign banks: (ABD)

A, a wholly foreign-owned bank B, a Sino-foreign joint venture bank C, a representative office of a foreign bank D, and a branch of a foreign bank

24. Wholly foreign-funded banks, Sino-foreign joint venture banks and branches of foreign banks may engage in part or all of RMB business and foreign exchange business. (2)

A (right) B (wrong)

Branches of foreign banks may engage in part or all of the foreign exchange business and RMB business of customers other than citizens in China.

25. The financial asset management companies in China are: (ABDF)

A cinda asset management company b, Huarong asset management company c and Huaxia asset management company

D. Great Wall Asset Management Company E, China Asset Management Company F and Oriental Asset Management Company

26, China trust industry has experienced (b) times of large-scale clean-up.

a、4 B、5 C、6 D、7

27. 1979, the first trust and investment company in new China was: (c).

A. Shanghai International Trust and Investment Company B, Guangzhou International Trust and Investment Company C, China International Trust and Investment Company D and China International Trust and Investment Company.

28, enterprise group finance company's service object is limited to enterprise group members, but can absorb deposits from the society and provide services to non-member units. (2)

A (Right) B (Wrong) The service object is limited to members of enterprise groups, and it is not allowed to absorb deposits from outside the group to provide services for non-member units.

29. The following are non-bank financial institutions: (ABCDEG)

A, financial asset management company B, auto finance company C, enterprise group finance company D, financial leasing company E, trust company F, insurance company G, and money brokerage company

30. The macroeconomic situation has the following aspects. (ABC)

A, economic development level B, economic development C, economic development prospect D, economic development speed E, macroeconomic environment

3 1, the overall objectives of macroeconomic development generally include: (ABDE)

A, economic growth b, price stability c, balance of payments d, full employment e, balance of payments f, money supply increase.

32, which of the following set of macroeconomic development goals corresponding to the measurement index is wrong? (1)

A, economic growth-gross national product (GDP) b, full employment-unemployment rate.

C, price stability-inflation D, balance of payments-balance of payments

33.GDP growth rate is the main indicator reflecting a country's overall economic situation. (2)

A (right) B (wrong) GDP is the main indicator to measure a country's overall economic situation, and its growth rate is a dynamic indicator reflecting the degree of economic development in a certain period.

34. The unemployment rate announced by the statistics department of China is: (c).

A, national unemployment rate b, citizen unemployment rate c, urban registered unemployment rate d, urban and rural unemployment rate

Generally speaking, the commonly used indicators to measure inflation are: (ABD)

A. Consumer price index B, producer price index C, GDP D, GDP deflator E, and consumer life index.

36. When measuring inflation, the producer price index is the most commonly used. (2)

A, (correct) b, (wrong) consumer price index

37. The following are current items in the balance of payments: (CDE)

A, direct investment B, enterprise credit C, labor revenue and expenditure D, remittance

E. trade balance F. government loan current account: trade, labor services (transportation, tourism) and unilateral transfer (remittance, donation); Capital account: direct investment, government and bank loans and corporate credit.

38, in the balance of payments measurement index, the trade balance (that is, the import and export volume) is the most important part. (1)

A (correct) b (wrong)

39, the four stages of the economic cycle refers to: (c)

A, prosperity-recession-depression-collapse B, prosperity-depression-recession-collapse

C. Prosperity-recession-depression-recovery

40. The following belong to the economic structure: (ABCDEFGJ)

A, industry B, product C, distribution D, ownership E, urban and rural F, consumption G, technology H, production structure I, institutional structure J and region

4 1, economic structure will directly affect the demand of social and economic subjects for commercial bank services, thus determining the operating characteristics of commercial banks to a certain extent. (1)

A (right) B (wrong)

42. The following industries belong to the secondary industry: (ABF)

A, construction industry B, production and supply of electricity, gas and water C, mining industry C, real estate industry D, postal industry E, international organization F, manufacturing industry

43. The reasons for the relatively low proportion of intermediary business in China's commercial banks are as follows: (ABC)

The extensive development of primary industry and secondary industry

B, the tertiary industry accounts for a low proportion in the national economy.

C. Due to various factors, the demand for banking services is limited.

D, the innovation concept of bank intermediary business is not strong, and the degree of product development is low.

E, poor professional quality of bank personnel.

44, in our country, the main force to promote the whole economic growth is: (c)

A, production b, consumption c, investment d, supply

45. The following functions belong to the financial market: (ABCDF)

A. Resource allocation function B. Pricing function C. Risk diversification and risk management function

D, economic adjustment function e, market guidance function f, monetary fund financing function

46. The most important and basic functions of financial markets are: (a)

A, monetary fund financing function b, resource allocation function c, economic adjustment function d, pricing function

47, which of the following belongs to the characteristics of the capital market (C)

A, short repayment period, strong liquidity and low risk B, short repayment period, low liquidity and high risk.

C, long repayment period, low liquidity, high risk D, long repayment period, strong liquidity and low risk.

48. The money market in China mainly includes: (ABC)

A, inter-bank bond repurchase market B, bill market C, interbank lending market D, foreign exchange market E, exchange market

49. According to the specific types of trading instruments, financial markets can be divided into: (ABCEFG)

A bond market b, stock market c, foreign exchange market d, exchange market e, gold market f, insurance market g, bill market h and futures market.

50. Financial markets are divided into spot markets and futures markets according to (c).

A. Transaction stage B, trading places C, delivery time D and time limit

5 1, the floor trading market is also called the counter market (b)

A (right) B (wrong) tangible market. OTC market is also called OTC market or intangible market.

52. At the end of1990, Shanghai Stock Exchange and Shenzhen Stock Exchange were established one after another, marking the formal formation of China (B) market.

A, bond b, stock c, gold d, insurance

53. At present, China has initially formed a capital market (A) with bonds, stocks and other securities products as the main body, and the OTC market and the exchange market coexist.

A (right) B (wrong)

54. The following belong to China's commodity futures market: (ABCD)

A, Dalian B, Zhengzhou C, Shanghai D, China Finance

55, the capital market is the basis of bank liquidity management, especially to achieve the balance between profitability and liquidity (B)

A (right) B (wrong)

56. The following are the challenges posed to commercial banks by the development of financial markets: (ABCDF)

A, the impact on the value of bank assets and liabilities will continue to increase. B, bank risk management will become more difficult.

C, it will amplify the bank's risk events D, it will reduce the bank's sources of funds and the loss of quality customers.

E, will cause the collapse of the banking system F, is not conducive to the long-term development of banks.

57. The following are short-term financial instruments: (ADE)

A, commercial paper b, stock c, corporate bond d, repurchase agreement e, bank acceptance bill.

58. The following are direct financial instruments and long-term financial instruments: (AC)

A. corporate bonds b, commercial paper c, shares d, negotiable certificate of deposit e and repurchase agreement.

59. Negotiable certificates of deposit are both indirect financing instruments and short-term financial instruments (A).

A (right) B (wrong) Negotiable certificates of deposit and bank acceptance bills are both indirect financing instruments and short-term financial instruments.

60, according to the rights of investors, financial instruments can be divided into: (ABD)

A. Debt instruments B, equity instruments C, derivative financial instruments D and hybrid instruments

6 1, the constituent elements of bonds are: (ACDE)

A, interest rate b, exchange rate c, term d, denomination e, issuer f and date of issue.

62. The purpose of issuing financial bonds is to raise funds: (d)

A, short-term loan b, medium-term loan c, long-term loan d, medium-and long-term loan

2008

The exam is divided into three parts:

The first part: administrative ability test (8: 40- 10: 20) 100 multiple-choice questions.

Part II: English Test (10: 30-12: 30)100 multiple-choice questions.

Part III: Comprehensive Professional Test (1: 30-3: 30) 100 Selected Chinese Test Questions.

1. The content of the administrative ability test can refer to the civil service examination, including logical reasoning, numerical reasoning, graphic reasoning and literal reasoning.

Part I: 100 objective English for 2 hours. The first 16 questions are basically GRE vocabulary, and they are basically unknown; Then I took 9 grammar questions, not bad. The financial professional test 10 involves international trade, international finance and banking practice, which is extremely difficult for me. Cloze 2, a 5, easy, a 10, easy before and difficult after. Then read the article 10, the content is Paul Vientiane, everything is difficult at the beginning, there are long and short (the difference is still very big), I suggest to do a few short articles first.

The second part: the professional examination lasts for 2 hours, 100 is an objective question, and there are 70 multiple-choice questions (of which 10 is entitled English writing, and the content is divided into finance/economy/law/accounting/computer. I took a finance class. I read the calligraphy classics in 2005 before the exam, and found that the situation in 2006 was basically similar to that in 2005: the contents mainly involved micro-macro monetary banking, international finance, securities and financial current affairs, and some impressive topics: the calculation of price-earnings ratio; Bond discount calculation; Forward exchange rate calculation; IS-LM model; Mundell triangle; The role of arbitrage in the foreign exchange market; The concept of stock market line; The main source of commercial bank assets; Money creation; The main proposition of Chicago school; Forbes China's richest man in 2005; China financial innovation tools in 2005; Winner of the 2005 Nobel Prize in Economics; New image advertising words of Agricultural Bank of China in 2005; The largest life insurance and property insurance companies in China are: which companies have central huijin invested respectively? In 2005, two companies initiated asset securitization in China & American financial institutions: the guiding opinions of the central government on the development direction of financial institutions in China during the Eleventh Five-Year Plan period; Price-based monetary policy adjustment tools of the central bank; Non-performing assets include which of the five ratings of bank loans.

Generally speaking, the main test is the basic knowledge, and the content of the test is basically consistent with the curriculum of domestic financial majors (partial theory, no mathematics, many teachers of financial majors are from economics, and a large number of economists occupy the dominant voice in domestic financial markets and capital markets), but it does not achieve the purpose of examining "financial" knowledge.

Also, come out and talk to the students who took the economics exam. The topics of finance and economics are seriously similar. Economics has no ties, but management has more things.

Part III: The comprehensive ability test was originally scheduled to be 1 hour (postponed to 10 minute) 100. The first 30 questions, language ability logic push series diagram. Time is tight. According to the students who have tested civil servants, many civil servants have real questions or simulation questions (this is very ft, ICBC has 80 questions for 40 minutes, and it is also a real question for more than N civil servants).

Appendix: The Process of Writing Classics

I got up at 7 o'clock this morning, in order to go to the tourism vocational school to take the written test of the Agricultural Bank of China.

I got on the no.34 bus and I'm still reading the common sense I downloaded yesterday. According to my painful experience of the fiasco of China Merchants Bank's written test last year, I guess the written test of Agricultural Bank of China also requires a lot of common sense, political knowledge and current affairs. So last night, I specially searched the Internet for the news of the Beijing Olympic Games, and remembered the names and corresponding graphics of five Olympic mascots for the first time.

It's only 8: 30 when we arrive at the tourist school. Looking around, there are people waiting for the exam everywhere, and I can't help but sigh: everyone's mood is estimated to be the same as mine, and they are a little helpless in expectation. I was looking for an acquaintance when someone patted me on the shoulder. It turned out to be my undergraduate classmate WJQ. We started chatting. She said that it was difficult for her major to find a job, and she hasn't decided yet. Her mother said that if I had known that graduate students were so hard to find a job, I might as well ask her to work three years ago. Her boyfriend is very NB, and signed a contract with Chengdu Branch of China People's Bank. Hearing that she plans to get married this year, I can't help feeling a little envious: all the classmates are talking about lifelong events, but I have no economic foundation at all, my job is uncertain, and I am very confused about getting married.

It will soon enter the arena. I'm on the second floor 12 examination room. When you enter the classroom, as usual, you are required to put your schoolbag in front and turn off your mobile phone. I've taken the exam n times and I'm used to it.

The ominous omen began from the moment the paper was sent. The pencil prepared yesterday is specially used for filling machine-readable cards. You can't change the refill! It's finally coming out. As soon as I wrote, the refill retracted! ! OMG, after so many exams, this is the first time I have encountered this situation. Seeing that everyone around me started turning pages, I was still tossing my pen, and my heart began to worry. It's a good thing I brought mechanical pencil. Although it is inconvenient and difficult to read cards by machine, there is no way but to use it.

The problem with the pen is solved. Let's start reading. There are 200 multiple-choice questions, and some have five options. It takes two hours to finish, and time is tight. The first dozens of questions are basically logical questions, and the questions are basically very long. Be sure to answer the questions after reading them, otherwise there is not enough time. I had to bite the bullet and answer, and many of them were done by feeling. Even so, when the teacher announced that there was only one hour left, I only did more than 70 questions. If you don't think well, you may never finish the problem. But the following questions make me even more confused: there are very professional economic problems and very professional computer problems, including several questions about C language! ! Although I majored in economics, many things have been forgotten for a long time, and there are still many things that I have never heard of when I was an undergraduate. Computers make me more dizzy. I haven't studied C language, and I don't know all the technical terms mentioned in the title. However, in this way, my problem-solving speed has been greatly improved-when I see computers and very professional economic problems, I choose B or C directly. I have also done several very professional legal problems. I remember clearly that there was a multiple-choice question about exclusive jurisdiction. I think people who don't study law rarely know what exclusive jurisdiction is.

After I finished it quickly, I looked at the time and there were less than five minutes left. I always pretend to solve problems quickly. I think there should be many people who feel that time is shorter than mine, if he really does every problem by himself. I checked the logic problem I did earlier, and even I found an obvious mistake-I chose the wrong one, but I chose the right one.

When she handed in the paper, she heard someone say that there were still 30 minutes left, so she did 100. It seems that giving up is also very important in this kind of exam. Later, I thought that some people studied computer, law and economics in today's exam, and people from other majors would definitely not do the same question. The key score should still be the previous logical question, and the latter will achieve the goal as long as you don't make professional mistakes.

If nothing happens, I think I will be despised by ABC again this time. But fortunately, let me watch the difficult exam again.

100 choices, one job at a time.

There are 45 single choices and the rest are multiple choices, all of which are four options.

Multiple-choice questions (multiple answers are correct): humanistic common sense, English (oh, this is actually put in multiple-choice questions. Multiple choice one, reading comprehension one), financial related knowledge

45 single choice, accounting and auditing knowledge, the test is not deep, there are details.

Multiple choices (more than 2 correct answers): professional accounting and auditing knowledge.

Remember the topic:

Deadline of WTO protection period

Vouchers to be filled in for currency receipt and payment (receipt and payment, transfer? )

Foreign currency accounting balance

End balance of wages payable (debit, credit? )

Error in finding the same direction of borrowing and lending (difference method? )

Is cash flow an investment project?

Main business income (sales discount, return? )

Taxes payable-unpaid VAT accounting content (unpaid in this period, overpaid? )

Handling of untrue original vouchers (return, rejection? )