Alipay has a relatively high fee for buying funds, and Alipay is the way to buy funds over the counter. Payment funds are charged for buying and selling. At present, the subscription rate of most Alipay funds is 1. Judging from the way Alipay purchases, brokers are generally cheaper. When the Alipay fund is redeemed, the redemption fee of not less than 1.5% will be charged if the fund is sold for less than 7 days.

1. How does Alipay buy a fund?

1. First, open Alipay, click on the wealth below, select a fund, and slide the screen to display the fund with good performance recommended by the government, and select the fund you want to buy;

2. For example, we can also choose the fund ranking to see the top ranked funds. Click the drop-down icon next to the hybrid, select the type of fund, and select the fund we want to know.

2. Funds can be divided into broad sense and narrow sense. Broadly speaking, they refer to funds with a certain mileage set up for a certain purpose, such as trust and investment funds, provident funds and retirement funds. In a narrow sense, they refer to funds with specific purposes and uses. Generally speaking, funds mainly refer to securities investment funds.

The income of securities investment funds comes from the future. The performance of the income is closely related to the performance of the underlying market of the investment target, which has certain risks.

Third, classification

According to different standards, securities investment funds can be divided into different types:

(1) According to whether the fund unit can be increased or redeemed, it can be divided into open-end funds and closed-end funds. Open-end funds are not traded on the market (as the case may be) _ The fund size is not fixed through subscription and redemption by banks, brokers and fund companies; Closed-end funds have a fixed duration and are generally listed and traded on the stock exchange. Investors buy and sell fund shares through the secondary market.

(2) According to different organizational forms, it can be divided into corporate funds and contractual funds. A fund is established by issuing fund shares to establish an investment fund company, which is usually called a corporate fund. It is established by fund managers, fund custodians and investors through fund contracts, and is usually called contractual funds. China's securities investment funds are all contractual funds.

(3) According to the different investment risks and returns, it can be divided into growth funds, income funds and balanced funds.

(4) According to different investment objects, it can be divided into stock funds, bond funds and money market funds _ futures funds.

Operating environment: Alipay version 10.2.38.8200 Mobile phone version Huawei mate30 HarmonyOS OS system.