borrow
The current application threshold is sesame score above 600. According to different scores, the loan amount that users can apply for ranges from 1000-50000 yuan. The longest repayment period of the loan is 12 months, and the daily interest rate of the loan is 0.045%, which can be repaid with the loan.
Zhilian long-term loan
With a credit score of 650, Sesame can now apply for a "good-term loan" (a product of Zhaolian Finance, in cooperation with Alipay) with a loan amount of 2000- 1 10,000 yuan. The loan term is divided into 3 months, 6 months and 65,438+02 months, which can be repaid at any time with monthly interest. The repayment method is equal principal and interest.
Poor 1, different companies.
Good term loan: the product of Zhaolian Consumer Finance Company, which is jointly funded by Wing Lung Bank, a subsidiary of China Merchants Bank, and China Unicom.
Ant loan: Ant micro-loan has its own products.
Good loans belong to the bank's loan products, and Lending Bao is an ant micro-loan product.
Difference two. The loanable amount is different
Long-term loan: 1, 000-200,000 yuan.
Ant loan: 1000 yuan -50000 yuan.
Only ants have the lowest loan amount, which is very suitable for the demand of microfinance.
Extended data:
The simple and popular understanding of loan is to borrow money with interest.
Loan is a form of credit activity in which banks or other financial institutions lend monetary funds at a certain interest rate and must return them. Loans in a broad sense refer to loans, discounts, overdrafts and other borrowing funds. Banks put concentrated money and monetary funds out through loans, which can meet the needs of social expansion and reproduction and promote economic development. At the same time, banks can also obtain loan interest income and increase their own accumulation.
References:
Loan Baidu encyclopedia