Of course.
1, mobile banking users of China Everbright Bank can log in to the mobile banking of Everbright Bank and choose mine.
2. Find the salary loan, and you can see the loan amount and the amount to be repaid.
3. The repayment period is expressed by the repayment amount of the deposit.
4. Choose installment repayment and prepayment, and choose prepayment.
How to repay the salary loan manually in Everbright period?
The easy-to-pay loan of China Everbright Bank allows four repayment methods: equal monthly payment, average capital, quarterly repayment plus monthly interest, and one-time repayment plus monthly interest. If one-time repayment with monthly interest is adopted, the loan period shall not exceed 1 year and the loan amount shall not exceed 500,000 yuan. Easy-to-pay loans of China Everbright Bank, also known as personal credit loans for paying wages, refer to unsecured loans issued by China Everbright Bank to specific paying customers for personal consumption. The easy-to-pay borrower of China Everbright Bank must meet the following conditions: (1) a natural person of China nationality who has reached the age of 28 and has legal status and can provide valid identity documents, household registration books and proof of marital status; (2) The personal credit rating is above Grade A; (three) the official staff who have worked in the existing unit for more than 2 years. The working years of department-level cadres and above managers in administrative organs and institutions, and general managers and above managers in departments or departments of large and medium-sized enterprises may be appropriately relaxed to 6 months. (4) Agree to open a sunshine card or savings passbook with settlement function in China Everbright Bank, and agree to authorize China Everbright Bank to directly deduct the loan principal and interest and related expenses that the borrower should bear from the agreed repayment account; (5) Other conditions required by China Everbright Bank. The personal credit loan issued by China Everbright Bank is the current easy-to-pay loan, which refers to the unsecured loan for personal consumption issued by China Everbright Bank to specific customers who pay wages.
How to repay Everbright's random loan? Can I pay in advance?
Sui Xin loan is one of the few loan products of China Everbright Bank. You can apply online without mortgage guarantee, with a maximum amount of 300,000 yuan, but it is only open to customers who hold sunshine tokens or purchase insurance designated by China Everbright Bank. After applying for a random loan, you must repay it on time, otherwise the credit will be affected if it exceeds the time limit. So, how does Everbright repay the loan? Can I solve it in advance? Let's introduce it to everyone.
How to repay Everbright's random loan?
The monthly repayment date of Sui Xin loan is the loan approval and issuance date. For example, if you apply for a loan on June 65438+1October 65438+July, the repayment date of the loan will be June 65438+July.
There are two repayment methods:
1, equal principal and interest: you need to deposit all the repayment into the bound loan account, and the system will automatically deduct the repayment from the account on the repayment date of each month;
2. Repay the principal on a monthly basis, and repay the principal once at maturity: only for the quality customers of China Everbright Bank.
In addition to these two repayment methods, Everbright Sui Xin Loan also supports early settlement.
However, Sui Xin loan only supports one-time full prepayment, not partial prepayment. The specific operation process is as follows:
1. You can prepay at will through personal sunshine token online banking-personal loan-loan information inquiry-"prepayment" field.
2. You can choose "More"-"Loan Repayment" in the "Finance" column of Sunshine Token Mobile Banking for one-time full prepayment.
It should be noted that the prepayment of Everbright Sui Xin loan is non-refundable, and the loan applied before 20 17 19 needs to pay the prepayment penalty.
Calculation formula: prepayment penalty = remaining loan principal × penalty ratio (3% for loan term less than half a year and 2% for loan term less than 1 year, depending on the loan contract).
How does Everbright Bank app repay the mortgage manually?
You first open the homepage interface of Everbright Bank APP, then find the repayment function and click Open. You can repay the mortgage manually by choosing to repay the loan in advance.