First, first of all, you should ask yourself what you want to buy insurance for and what you want to do. If you want to make money by investing, if you don't pay millions of premiums for any insurance every year, there is not much return, that is, the more you invest, the more you return.

Second, when buying insurance, don't just look at dividend insurance, and don't buy large and comprehensive insurance. Regardless of anything, the special fund is special, which can better prevent risks.

Third, if you are in a hurry to make money, it is better to make stock spot futures lottery tickets faster, of course, the risk is also relatively large.

Fourth, the primary function of insurance is to prevent risks and ensure that the future is not a channel and tool to make money.

Fifth, if you surrender, you will definitely lose money. It is better to abolish this kind of insurance in disguise by reducing the premium and insurance amount, and at the same time buy other protective products to resist it. If you want to make money and make other investments with this money, I advise you to think carefully before making a choice.

Sixth, I wish you a smooth job, a developed career, a healthy life, a happy family and a happy New Year.