First, the amount of funds entered is incorrect, so this happens.

Second, this will also happen when the self-service machine of CITIC Bank is upgraded.

Third, there is an error in extraction, which is generally a hint of system error.

The following are related advantages:

1. CITIC Bank vigorously promotes bank transformation and online financial innovation, and continues to maintain the advantages of wealth management business;

2. The product management ability is among the best in the industry;

3. Handling fee: At present, CITIC Bank is exempt from annual fee and small account management fee;

4. CITIC Bank's "One Belt, One Road" strategy has unique advantages that other financial institutions can't match, that is, relying on the synergy effect of CITIC Group;

5. Integrate domestic resources to drive more enterprises to seek a bigger market;

6. CITIC Group entered the field of overseas infrastructure construction on a large scale in the early days. After a long period of accumulation, we have practical experience on how to transform the resource advantages of various countries into economic advantages.

For investors, asset quality has always been a key factor to judge the investment value of banks. Under the impact and influence of the current epidemic, the asset quality of banks is the most worrying issue for investors.

Some market participants said that after the Spring Festival, the market fluctuated greatly and the adjustment range was large. Many investors are looking for "value depressions" with high safety margins. The "white horse shares" of some listed banks are easily recognized by funds. At the same time, some "dark horse shares" with an inflection point in asset quality and obvious improvement trend are favored by investors because of their valuation advantages.

Judging from the data in 2020, the asset quality of CITIC Bank has improved significantly compared with the past. When all credit cards and personal loans overdue for more than 60 days were downgraded to non-performing, their non-performing loan ratio dropped to 1.64%, the lowest in the last five years.

Under stricter risk identification standards, the gold content of asset quality is also higher. At the end of the year, the two indicators of loan/NPL loans overdue for more than 60 days and loan/NPL loans overdue for more than 90 days are the lowest levels in recent years.

At the same time, the bank continuously increased its provision, with an annual provision of 82.99 billion yuan, a year-on-year increase of 7.4%; The provision coverage ratio was 65,438+0,765,438+0.68%, and the loan-to-allocation ratio was 2.82%, all of which maintained a good level. A banker said, "What we are pursuing is the real profit of filtering out risks. In recent years, we have paid more attention to the quality of development. We put the improvement of risk control ability and the consolidation of asset quality in the first place, hoping to strengthen risk control and dispel investors' concerns through a series of effective measures. "