What are the formal loan apps? Among the following top ten formal loan apps, the most popular ones are Alipay’s Jiebei, 360 IOU and Youqianhua.

1. Alipay

Alipay ranks first again. Not only does it have credit loans such as Ant Borrowing, Online Business Loans, and Reserve Funds, it supports borrowing and repaying at any time, Alipay also has The advantage of low cyclical free interest rates is that it is a formal and reliable platform with absolute conscience.

2.360 IOU

360 IOU is a financial loan app under 360. It has strong backend support and uses good reputation to stand out in the new rankings, providing up to 200,000 yuan. Loans, with a term of use within 12 months, have a minimum daily interest rate of 0.03%.

3. Youqianhua

Duxiaoman’s Youqianhua app is a pure credit loan product. Users can apply for a credit loan of up to 300,000 yuan. After the loan application The repayment can be divided into up to 36 installments, and the minimum daily interest rate for loan interest is 0.01%. It is a reliable and conscientious platform under Baidu.

4. Weilidai

The credit loan launched by WeBank, a subsidiary of Tencent, provides QQ & WeChat users with loans of no more than 300,000 yuan, with a term of use of up to 20 months. The interest rate is generally around 0.04%, and early repayment is possible, but because it is still an invitation-only system, it did not get a better ranking.

Many people often apply for emergency loans when they have difficulty with cash flow in their lives. Baidu has money to spend: Du Xiaoman's small credit loan has a maximum limit of 200,000, a maximum loan period of 24 months, and an annual interest rate as low as 7.2%. The specific interest rate is shown on the loan page. You can borrow and repay flexibly at any time, apply for the whole process online, and there is no guarantee or mortgage. Submit the application and get the result within a few minutes. Once approved, you can get the money on the same day.

5. Yirendai

In the past rankings of the top ten loan apps, Yirendai seems to have never been late. This channel can provide everyone with loans of up to 200,000 yuan, and has multiple borrowing models to meet the loan needs of different groups of people. The term of use can be as long as 48 months.

6. JD Finance

JD Finance is also one of the more powerful mobile loan apps at present. Its Baitiao, like Huabei, can be used for overdraft consumption, and gold bars are for those who need cash. A friend provides a cash withdrawal service, and its strong background also makes it very reliable.

7. Paipaidai

Paipaidai is an old loan APP and a listed company. Paipaidai can provide you with loans of no more than 200,000 yuan, with a term of use of Within 12 months.

8. Xiaomi Loan

Xiaomi’s loan products under Xiaomi Finance have a relatively extensive industrial chain. Its good reputation in the past year also reflects its formality and reliability, and it mainly provides users with credit. For loan and consumer installment services, the maximum borrowing amount supported by Xiaomi Loan is 200,000.

9. Ping An Puhui

Ping An Puhui is a very popular loan app. It is a consumer finance subsidiary of the bank and can provide you with a variety of loan products, such as Ping An i-Loan. e-loan, etc., and Ping An i-loan once became the preferred borrowing platform for office workers, but you need to go to a card point every day to grab the quota before you can withdraw cash.

10. Haoqidai

Haoqidai is a credit loan product of China Merchants United Finance, a subsidiary of China Merchants Bank and China Unicom, two Fortune 500 companies** * was formed together, so it has a strong background, so it is naturally formal and reliable. The current maximum loan amount of Haofidai is 200,000, and the lowest loan interest rate is 0.03%.