Asset management business is a financial service of "entrusted by people to manage money on behalf of others". Financial institutions shall not promise to protect capital and income when conducting asset management business, and financial management departments shall take corresponding punishment measures for rigid payment.
Financial management is the management of finance (property and debt) for the purpose of maintaining and increasing the value of finance. "Financial management" is often used with "investment and financial management" because "financial management" includes "investment" and "investment" includes "financial management".
Extended data
There are several ways to manage money:
1. Bank investment
The wealth management products provided by commercial banks in China are divided into three categories: guaranteed fixed income products, guaranteed floating income products and non-guaranteed floating income products.
2. Financial management of securities companies
Securities financing generally includes stocks, funds, commodity futures, stock index futures and foreign exchange futures. Individual or institutional investors can choose different financing tools according to their different needs and investment preferences.
3. Insurance financing
Insurance financing tends to be long-term, focusing on solving education planning and pension planning after a long time, and solving security problems such as accidents and medical care.
4. Investment company financing
Financial management of investment companies generally includes trust funds, gold investment, jade, jewelry, diamonds and third-party financial management. With high initial capital requirements, it is suitable for high-end financial managers.
5. E-commerce financial management
2 1 century, in addition to online banking, financial search engines on the internet can also be used to search for financial products, compare risks and benefits, and then make investments.
Baidu encyclopedia-financial products
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Baidu Encyclopedia-Guiding Opinions on Standardizing Asset Management Business of Financial Institutions