1. The customer has a credit problem recently. Every time a customer borrows money, it needs to be systematically reviewed and evaluated. The recent unqualified credit is not allowed to withdraw money.

2. Recently, customers frequently apply for many credit products, resulting in "waste" of credit information and multiple loans. Moreover, many credit products under their names have not been repaid, and the personal debt ratio is too high. Bank of Ningbo is worried about customers' unstable economic life and insufficient repayment ability.

3. The status of the posting account is abnormal, and the loan amount exceeds the loanable amount. It will also cause customers to fail to withdraw money successfully. Investment is risky, please make a careful decision.