Question 1: Which department in a bank is good? It mainly includes corporate banking department, personal banking department, financial interbank (institutional business) department, treasury department, risk management department, strategic management department, research department, and legal and compliance department. , Finance Department, Audit Department, Office Department, Human Resources Department and other departments.

From a development perspective, I personally feel that it is better to be in the strategic management department.

In terms of income, I personally feel that it is better to be in the research department.

Question 2: Working in a bank. It’s hard to say which department is better to work in. It depends on which department you are suitable for.

If you have the resources, you can work in the field

If you don’t have many resources, then work in the background, which is less stressful.

When you go to a bank for an interview, you should pay attention to two points: First, you must show that you have good emotional intelligence, and you don’t have to be a bad person.

Second, you must show that you are malleable in your future work. Be able to get started quickly.

Question 3: Which department of ICBC is the best? Which field do you want to work in in the future? If marketing means credit and personal finance, settlement and cash management, and business means financial planning, accounting, and risk, according to you Let’s consider the actual situation

Question 4: Which positions in commercial banks are more promising? If it is not a first-tier city, a small urban commercial bank is stable, and people who enter are all well-known people, with some tasks and business It is not very standardized, and it is relatively easy to work. The tasks in the bank are similar to those of joint-stock commercial banks, but the benefits, insurance, and financial benefits are not as comprehensive as those of joint-stock banks. They may not have enterprise annuities, and it may not be that difficult to develop.

Joint-stock banks The regulations and requirements of commercial banks are strict, and the name is loud and clear. All the insurance and pensions that can be covered by welfare benefits are covered. Pensions follow the provincial standards and are not paid locally, so the amount is relatively large. The benefits after retirement are also very good and it is still possible to develop. Just make do

If your family connections are strong enough and you want to develop well, it doesn't matter which one you choose. Ask about the salary and benefits, which one is better, which one is good enough, and where can I go?

PS: I am currently working in a joint-stock bank. Fortunately, I don’t have any work pressure, but I have to work overtime a lot. I’m extremely busy, and my monthly salary is 7K. I’ve been working for three years, and I have no skills. I’ve only relied on my little girl’s strength to make it up from the grassroots.

Question 5 : Hello, I don’t know which department in the bank is better. If you want to make more money and experience yourself, it must be the business department, such as the corporate finance department and retail business department. If you want to avoid too much pressure and stability, it must be the management department, such as risk management. Department, credit review department, trade finance department, business management department, operations management department, as well as the back office department, human resources department, and office. However, these two departments generally rely on relationships. As for recruitment, there are several situations: 1. Direct interview. Through comprehensive evaluation based on your academic qualifications, work experience, image, etc., you can be hired if you think you are good. 2. Organize all job seekers to take a written test. The questions in the written test sometimes include questions about civil servants, and sometimes include basic knowledge of banking. After passing the written test, you will be notified to participate in an interview. If you pass the interview, you can be hired. I hope I can help you, thank you

Question 6: Which department of the bank has the best treatment? It mainly includes the corporate banking department, personal banking department, financial interbank (institutional business) department, treasury department, risk management department, and strategic management department. Department, Research Department, Legal and Compliance Department, Finance Department, Audit Department, Office Department, Human Resources Department and other departments.

From a development perspective, I personally feel that it is better to be in the strategic management department.

In terms of income, I personally feel that it is better to be in the research department.

Question 7: Which department of the local commercial bank is better? Then find a way to get into the background. For example, the billing department. It is a relatively core department of the bank, and it is best if you have the best connections yourself. In short, it is unlikely to be done in one step.

Question 8: Which department is better in a bank? Personally, I think choosing a good bank is more important than choosing a good department, because it is up to you to choose which bank to submit your resume to, but after entering the bank, it is usually the leader who has the final say: (

For a large bank like ICBC, you will encounter a series of systematic rotation training in the first six months. There are dedicated training bases and training teachers, usually in the cash area, settlement area, and other areas of the first-level branches. Intern in the credit department for a period of time to fully understand the basic operations of the bank and some rules and regulations. Then you may go to some marketing departments (personal department and corporate department) and let some senior account managers guide you. Finally, the leader will assign you a position based on your personality. We will assign you a suitable position based on your performance and willingness. If you are assigned to a certain first-level branch, the only options you can choose are the credit department, corporate department, personal department and settlement department. If you stay in a branch, the choice will be wider

Your 1 is equivalent to the corporate department, learning the company's business

Corporate customer resources are the main battlefield for various banks.

Since you are a newcomer, you don’t have much resources. You can only work with other account managers, or maintain accounts assigned to you by some leaders. You won’t get much money because you don’t have your own accounts and no performance. Even if there is business for you, It is also someone else's household, and you have to share it according to others, and you have a small share, and others have a big share.

Your 2 and 6 are equivalent to the personal department, learning personal business.

I think this is more challenging. Let’s talk about housing loans first. They are generally divided into first-hand properties and second-hand properties. First-hand properties generally have project loans. The developer takes a loan from your bank to build a house. After the house is built, it will naturally designate the owner to take a mortgage loan from your bank. This kind of work is generally large. It's relatively big, but the money is not too much. The reason is very simple, because such a business involves developers and it is impossible for you to do it alone. The key point is to talk about second-hand properties. The key to attracting second-hand property business is real estate agency. This is more suitable for new college students to try their skills. Compared with corporate clients, the business of attracting intermediaries is much simpler and easier to accumulate resources. All aspects of relationships need to be considered. A lot less, too. Let’s talk about financial management. Even if you don’t work in a bank, it is very necessary to learn personal financial management. When you first enter the society, it is the time when you start to accumulate wealth. Knowing how to manage money is very important for your future life. And financial planners are in very short supply right now. There are many practical things you can learn about financial management, such as funds, treasury bonds, stocks, futures, insurance, bank financial products, etc.

Your 5 and 7 are equivalent to the settlement department, learning settlement business.

It is not recommended to consider 7 positions. 7 positions are generally held by those who are old and ready to retire or pregnant women who need care. 5 can be considered because compared to other positions, settlement is easier to get promoted. The corporate department and the personal department are generally full-time employees. Only the settlement department has relatively few formal employees. Most of them are hired personnel. They generally do not have a bachelor's degree or above. If you graduate with a bachelor's degree or above, it is easy to be promoted as long as you work hard. Generally, It’s no problem to become a supervisor in 2 years. However, this kind of position is relatively boring and not challenging. Compared with the account managers in the personal department and corporate department, the working hours are more strict and less free. The settlement position receives a fixed salary, which is basically not linked to performance.

The credit department is a department that learns bank credit knowledge and is generally responsible for the approval of personal loans and corporate loans, as well as post-loan management and collection

It is not recommended to do collection, if you are interested in approval You can learn, this department has the most to learn, and you get a fixed salary, which is basically not tied to performance. There is also a fixed shift system. The challenge is between the account manager and the settlement position

The international business department you mentioned is interspersed with the knowledge of the corporate department and the credit department. Generally, only those who stay in branches have the opportunity to enter. The nature of the work is probably similar to that of the credit department.

To sum up, I personally think that the most challenging and stressful person is the personal account manager, whose performance determines income! It is relatively easy for newcomers to explore resources in this area. The person who can learn the most is the credit department. People from the credit department know financing very well! Changing jobs to big companies is very popular. The most stable is the settlement department. As long as you are an account manager, no matter whether you are an individual or a company, you should be relatively free, while other positions have a fixed shift system.

Make your own decision to see which one is suitable. I hope it will be useful to you.

Question 9: Which department of a general state-owned commercial bank is better? For good positions in banks, I recommend the credit department, investment banking, and development. They are all good. The credit department has the fastest promotions and the highest salary. It is also the most suitable for gay men and is higher than the account manager position. < /p>

In order to further accelerate the organizational reform, adjust and optimize the organizational system of our branches and below, rationally allocate the internal institutions and personnel of the branches and below, and realize the reasonable and reasonable setting of internal institutions, functions and positions. Scientifically structured and adapted to the development trend of commercial bank reform, these guiding opinions are specially formulated.

1. Organizational adjustment and fixed establishment scope

(1) Branch branches. The sub-branches referred to in this guidance are institutions at the "branch" level in the "head office-branch-branch" organizational structure hierarchy, with the name of a sub-branch and directly under the jurisdiction of the second-level branches (including provincial branch business departments and directly affiliated branches), excluding A branch with a branch name but managed by outlets (branch offices, offices, business offices) (secondary branches). According to the region where the institution is located, branches can be divided into urban (suburban) branches and county (city) branches; according to functions and nature, county-level branches can be divided into management branches and single-point branches. A management branch refers to a branch that has the function of managing business institutions under its jurisdiction, while a single-point branch refers to a branch that does not have the function of managing business institutions. Second-level branch business offices are managed as single-point branches.

(2) Business outlets. The business outlets referred to in this guidance include branch business offices, secondary branches, branches (offices), business offices, savings banks and other external business outlets.

2. Goals of organizational adjustment and establishment of staff

The goal of post and establishment of branch offices is to establish a streamlined and efficient internal organizational system of the branch, standardize the internal organizational structure of the branch, and clarify the internal organization Quantity and functions; reasonably determine the number of branch leadership positions, middle management positions, and branch office staffing, divert surplus personnel from branch offices, and improve labor productivity. The goal of setting up staff at business outlets is to ensure that human resource allocation can not only meet the needs of business operations and prevent operational risks, but also minimize human resource costs through fixed positions and fixed staffing.

3. Principles of organizational adjustment and establishment

(1) The principle of simplicity and efficiency. Determine the internal structure and human resource allocation standards based on the business scale and management scope of the branch, vigorously streamline the management level, reduce administrative personnel, and reduce management costs. The allocation of leadership positions, internal organizations, and management personnel of the branch can not only ensure the needs of normal operation and management, but also effectively control management costs and improve the efficiency of human resource allocation.

(2) Market-oriented and customer-oriented principles. Adhere to the basic concepts of being market-oriented, customer-centered, and benefit-oriented, strengthen business departments that directly face customers, strengthen marketing, and provide customers with efficient and convenient financial services.

(3) Principles of classification guidance. According to the characteristics of the objective conditions of operation and management of county (city) branches, urban jurisdiction branches, and single-point branches, positions and staffing are determined respectively. The name, number and division of functions of the organization do not require correspondence between the top and bottom.

4. Internal organizational structure and functions of the branch

(1) The county (city) branch is set up according to the "four departments and one room", namely: Planning and Financial Information Department, Account Manager Department, General Management Department and Office. The main functions of each department are as follows: (The specific division of functions needs to be studied with each department and secondary branch)

1. Planning and Financial Information Department: Mainly responsible for the preparation and implementation of comprehensive business plans in local and foreign currencies and target assessment; responsible for the unified accounting of domestic and foreign currency businesses and the unified management of accounting, cashier, and settlement businesses; responsible for the management of important vouchers such as cash and negotiable securities; responsible for financial revenue and expenditure and fixed asset management; responsible for the financing, trading, and Cash approval and interest rate management; responsible for the promotion, issuance and redemption of certificated treasury bonds; responsible for comprehensive and statistical reports on domestic and foreign currency business; responsible for the management of branch business rooms and teller systems; responsible for the application, management and daily maintenance of the computer systems of the institutions under its jurisdiction wait.

2. Customer Department: Mainly responsible for the market development and marketing tasks of wholesale and retail business. Responsible for organizing funds, focusing on cultivating, developing and consolidating basic customers and excellent customer groups; responsible for the marketing of local and foreign currency loans, that is, responsible for accepting customer loan applications, conducting pre-loan investigations, and responsible for loan issuance, post-loan inspections, follow-up supervision, and principal and interest recovery ; Responsible for the preliminary investigation and post-management of financing businesses such as bill acceptance, discount and bill advance; responsible for the development of intermediate businesses or new businesses such as agency insurance, agency collection and payment, agency corporate financial management and international business; responsible for the marketing and underwriting of bank cards , debt collection and coordination of public relations for special merchants; responsible for customer credit management and credit rating assessment of account opening companies; responsible for collecting and feedback on various information such as industries, industries, products, etc., determining work directions and goals in a timely manner, and providing customers with a full range of business Consulting services.

|......>>