When trading stocks, funds are transferred from banks to securities accounts or from securities accounts to bank cards. The easiest way is to log in to the stock account and complete it through bank-securities transfer. There is no charge for bank-securities transfer.

The so-called bank-securities transfer refers to the establishment of a corresponding relationship between the individual settlement deposit account (or debit card) opened by investors in the bank and the fund account of the securities company, and the transfer of funds between the bank and the securities company through telephone banking, online banking, outlets and telephone self-service equipment, online trading system and self-service equipment of the business department of the securities company, so as to provide convenience for investors to deposit and withdraw funds.

Bank-securities transfer time can be any time of stock market trading. At present, most brokers support the transfer time between 9: 00 am-16: 00 am. It should be noted that at present, the system of T+ 1 is adopted for securities firms to transfer money to banks, that is, it can only be transferred out on the second trading day after the stock is sold.

For example, transfer the funds from the bank to the stock account with great wisdom: log in to the account, click "Bank-Securities Transfer", select "Bank-to-Broker", directly enter the transfer amount, and then click "Transfer" to transfer the funds to the account immediately.

Among them, banks do not need any passwords to transfer securities, and brokers need to inject capital passwords to transfer banks.