1, AB two-car stolen insurance companies have different fixed loss amounts for the two cars. AB two-car owners can ask the two-car insurance companies to negotiate the fixed loss amount. If they can't reach an agreement, AB two-car owners can jointly entrust or be entrusted by the public security traffic police department to conduct judicial appraisal on the vehicle losses and determine the losses. The fixed loss of an insurance company is an internal behavior of the enterprise. If there is no owner's signature to confirm that it has no legal effect, but the price evaluation conclusion has legal effect, the insurance company must recognize it. )

2, the way to bear the loss. First, AB two cars pay compensation according to the property loss limit of compulsory insurance, 2000 yuan, and the rest are paid by both parties at 50%: 50% (this amount is paid by the other party with the third party liability insurance, and the car is paid with the vehicle loss insurance insured by this car. If it is not insured, the car will be exempted from 80% and the third party will be exempted 10%).

For example, the amount of Ping An insurance loss under the approval of two car owners. First of all, the two cars have to pay a premium of 2,000 yuan, and the remaining 44,924 will be borne by both parties 50%: 50%, each with 22,462 yuan. A car also needs to pay 22462-13324-2000 = 7138 yuan to B. ..