Recently, there is a third-party payment industry in my circle of friends, and some famous entrepreneurs are also discussing this matter. I was also very interested and participated in the discussion.
The most common sentence is, "I also want to make third-party payment." How can we get involved? Where can I apply for my license? " Mostly. I carefully searched a lot of information on the Internet, read some policies and regulations, and the qualifications required by the applicant company, and made a simple summary by the way.
The third-party payment license is the payment license for you to participate in this business, which is issued under the supervision of the People's Bank of China according to the Measures for the Administration of Payment Services of Non-financial Institutions. (Wei Xinyao danced in Lingling, Wu Yao for 90 years)
At the same time, there are relatively strict qualification requirements for the needs of applicants and enterprises.
1. The applicant is a limited liability company or a joint stock limited company legally established in People's Republic of China (PRC) (China) and is a non-financial institution.
2. Minimum registered capital
3. Investors who abide by laws and regulations.
4. At least 5 senior managers who are familiar with the payment industry are required.
The regulation also points out that there are some qualification requirements, such as perfect payment business facilities and anti-money laundering measures that meet the requirements. At the same time, investors also need to evaluate and verify the qualifications of enterprises. The most important thing is to pay for the industry-related feasibility proof materials.
From this point of view, it is still difficult for enterprises to get involved in the third-party payment industry. Of course, with the increasing number of conscience enterprises in recent years, the market competition tends to be rational, and the industry is gradually recognized by the state and the people, so the enterprises involved are also rising. I believe that in a good competitive environment, there will be more valuable third-party payment companies to further improve people's quality of life.
As for applying for a third-party payment license, I think everyone has already understood it. If you have any questions about third-party payment, you can search online or contact me, and I will provide you with some solutions one by one.